26 Bernard Ave, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 26 Bernard Ave, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1964
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Sep 2019)
Tax Bill	$5,228 (2025)
Deeds & Mortgages	Feb 2023 Refinance Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:30 L:10`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:30 L:10`
Alternative APN	`300100000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area
Gross Area	2,634 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	300100000
Street Address	26 BERNARD AVE
City	BIDDEFORD
State	ME
Zip	04005-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Lot Number	10
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	4
Census Block	4009
Census Tract	25206

Owner

26 Bernard Ave is owned and occupied by an individual who bought it in September 2019.

Source: York County and Biddeford City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	26 BERNARD AVE, BIDDEFORD, ME 04005-4004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU
Aug 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CMG MORTGAGE INC
Sep 20, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance CMG MORTGAGE INC
Jul 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Deed Document Number	201939855
Deed Book / Page	18050 / 668
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	26 BERNARD AVE, BIDDEFORD, ME 04005-4004
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191950745
Date	Feb 13, 2023
Book Page	19195/745
Instrument	2023003820

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2028

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	26 BERNARD AVE, BIDDEFORD, ME 04005-4004
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187720883
Date	Aug 18, 2021
Book Page	18772/883
Instrument	2021048317

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Sep 20, 2019
Property Address	26 BERNARD AVE, BIDDEFORD, ME 04005-4004
Document Number	0180500668
Book / Page	18050 / 668
Instrument Date	Sep 20, 2019
Instrument	2019039855
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 BERNARD AVE, BIDDEFORD, ME 04005-4004

Mortgage

Document Number	2019039856
Date	Sep 20, 2019
Instrument	2019039856

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jul 18, 2019
Property Address	26 BERNARD AVE, BIDDEFORD, ME 04005-4004
Document Number	0179980133
Book / Page	017998 / 000133
Instrument Date	Jul 13, 2019
Instrument	27607
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 BERNARD AVE BIDDEFORD ME 040054004, BIDDEFORD, ME 04005-4004

Tax Assessment & Valuation

The 2025 property tax bill for 26 Bernard Ave was $5,228, up 6.3% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,228.00 (+6.26%)	$349,900 (+1.13%) Land $150,400 Building $199,500
2024	$4,920.00 (+9.16%)	$346,000 (+0.73%) Land $150,400 Building $195,600
2023	$4,507.00 (+8.65%)	$343,500 (+35.88%) Land $147,900 Building $195,600
2022	$4,148.00	$252,800 Land $86,900 Building $165,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 26 Bernard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Bernard Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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