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22 Bernard Ave, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 22 Bernard Ave, Biddeford, ME 04005 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,128 sqft · built 1970
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Aug 2025)
Tax Bill$4,779 (2025)
Deeds & MortgagesJan 2020 Refinance
Nov 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNBIDD M:30 L:8

Property Details

APN / Parcel Number

Primary APNBIDD M:30 L:8
Alternative APN
  • 300080000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,128 sqft Living Area
Gross Area3,038 sqft
1st Floor Area1,128 sqft
Basement Area1,128 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number300080000
Street Address22 BERNARD AVE
CityBIDDEFORD
StateME
Zip04005-4004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number8
JurisdictionBIDDEFORD ME
Township / Civil DivisionBIDDEFORD
Census Block Group4
Census Block4009
Census Tract25206

Owner

Source: York County and Biddeford City records · APN BIDD M:30 L:8

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address31 SAINT MARYS ST, 2, BIDDEFORD, ME 04005-5208
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 07, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
TOWN & COUNTRY FCU
Nov 09, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TOWN & COUNTRY FCU
Apr 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2025 · Amount on Record
Deed SaleAug 27, 2025 · Amount on Record
Prior SaleSep 25, 2012 · Amount on Record
Deed Document Number20252025029940
Deed Book / Page19728 / 536
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address22 BERNARD AVE, BIDDEFORD, ME 04005-4004
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0181400446
DateJan 07, 2020
Book Page18140/446
Instrument2020001000
Lender
NameTOWN & COUNTRY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term49 Months
DueFeb 01, 2024

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address22 BERNARD AVE, BIDDEFORD, ME 04005-4004
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0188650126
DateNov 09, 2021
Book Page18865/126
Instrument2021065450
Lender
NameTOWN & COUNTRY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueDec 01, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address22 BERNARD AVE, BIDDEFORD, ME 04005-4004
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190120506
DateApr 28, 2022
Book Page19012/506
Instrument2022018568
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: York County and Biddeford City records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalityBiddeford City
Unified School DistrictBiddeford (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,779.00 (+6.15%)$319,900 (+1.04%) Land $147,700 Building $172,200
2024$4,502.00 (+9.25%)$316,600 (+0.8%) Land $147,700 Building $168,900
2023$4,121.00 (+4.65%)$314,100 (+30.88%) Land $145,200 Building $168,900$355,110
2022$3,938.00$240,000 Land $85,900 Building $154,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 145 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
GoNetspeedFiber2,000 / 2,000
Consolidated CommunicationsFiber2,000 / 2,000
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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