Worcester County and Spencer Town property record for 26 Bay Path Rd, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1976 |
| Lot Size | 0.45 acres (19,588 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Jul 2024) |
| Tax Bill | $3,022 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U22 B:00067 L:00000 |
| Primary APN | SPEN M:00U22 B:00067 L:00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,080 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,588 sqft (0.45 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 26 BAY PATH RD |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | PLEASANT MDWS SEC I |
| Legal Block | 67 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 726200 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 26 BAY PATH RD, SPENCER, MA 01562-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 5, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Mar 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on Record |
| Deed Sale | Jul 29, 2024 · Amount on Record |
| Prior Sale | Oct 2, 2000 · Amount on Record |
| Deed Document Number | 202459352 |
| Deed Book / Page | 70817 / 275 |
| Prior Transfer Date | Jul 26, 2024 |
| Prior Transfer Doc | 070817-275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 26 BAY PATH RD, SPENCER, MA 01562-1602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0070164-33 |
|---|---|
| Date | Feb 5, 2024 |
| Book Page | 70164/33 |
| Instrument | 8638 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Mar 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 26 BAY PATH RD, SPENCER, MA 01562-1602 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 068918-292 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 68918/292 |
| Instrument | 20478 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Apr 1, 2049 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,022.00 (+9,648.39%) | $275,200 (+3.65%) Land $53,300 Building $221,900 | $318,661 (+24.51%) |
| 2025 | $31.00 (-99%) | $265,500 (-2.25%) Land $46,300 Building $219,200 | $255,930 |
| 2024 | $3,107.00 (+5.04%) | $271,600 (+10.72%) Land $46,300 Building $225,300 | |
| 2023 | $2,958.00 | $245,300 Land $46,300 Building $199,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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