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24 Bay Path Rd, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 24 Bay Path Rd, Spencer, MA 01562

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,164 sqft · built 1976
Lot Size0.475 acres (20,710 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Oct 2019)
Tax Bill$4,048 (2026)
Deeds & MortgagesJul 2020 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPEN M:00U22 B:00068 L:00000

Property Details

APN / Parcel Number

Primary APNSPEN M:00U22 B:00068 L:00000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,164 sqft Living Area
Gross Area2,828 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,710 sqft (0.475 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address24 BAY PATH RD
CitySPENCER
StateMA
Zip01562-1602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block68
JurisdictionSPENCER MA
Township / Civil DivisionSPENCER
Census Block Group1
Census Block1008
Census Tract726200

Owner

24 Bay Path Rd is owned and occupied by an individual who bought it in October 2019.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address24 BAY PATH RD, SPENCER, MA 01562-1602
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 31, 2019Quit Claim Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2019 · Amount on File
Deed SaleOct 31, 2019 · Amount on File
Prior SaleNov 13, 1990 · Amount on File
Deed Document Number2019116508
Deed Book / Page61343 / 207
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPENCER MA
Property Address24 BAY PATH RD, SPENCER, MA 01562-1602
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number62907-156
DateJul 29, 2020
Book Page62907/156
Instrument82861
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPENCER MA
Recording DateOct 31, 2019
Property Address24 BAY PATH RD, SPENCER, MA 01562-1602
Document Number61343-207
Book / Page61343 / 207
Instrument DateOct 31, 2019
Instrument116508
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 BAY PATH RD, SPENCER, MA 01562-1602

Mortgage

Document Number116509
DateOct 31, 2019
Instrument116509
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 24 Bay Path Rd was $4,048, up 9,538.1% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSpencer Town
Unified School DistrictSpencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,048.00 (+9,538.1%)$368,700 (+2.9%) Land $54,000 Building $314,700$369,157 (+10.39%)
2025$42.00 (-98.9%)$358,300 (+7.02%) Land $46,900 Building $311,400$334,400
2024$3,830.00 (+5.48%)$334,800 (+11.19%) Land $46,900 Building $287,900
2023$3,631.00$301,100 Land $46,900 Building $254,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Bay Path Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Bay Path Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER WATER DEPARTMENT
serves 7,037 people · EPA ID MA2280000
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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