Campbell County property record for 26 Andrew Cir, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 2,981 sqft · built 2004 |
| Lot Size | 0.14 acres (6,060 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $40,000 (May 2003) |
| Tax Bill | $4,386 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-411.25 |
| Primary APN | 999-99-18-411.25 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,981 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,060 sqft (0.14 acres) |
| Lot Dimensions | 101 ft deep x 60 ft wide |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 26 ANDREW CIR |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MADONNA ESTATES LOT 152 SEC W |
| Legal Subdivision | MADONNA ESTATES |
| Legal Phase | W |
| Legal Lot Number | 152 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 52900 |
26 Andrew Cir is owner-occupied and held in a trust since October 2022.
Source: Campbell County records, as of March 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 26 ANDREW CIR, COLD SPRING, KY 41076-1888 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 13, 2022 | Intrafamily Transfer, Transfer |
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Nov 20, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2003 · Amount on File |
| Deed Sale | May 19, 2003 · Amount on File |
| Deed Document Number | 200305 19 019 00010 |
| Deed Book / Page | 261 / 282 |
| Last Transfer Date | Oct 13, 2022 |
| Transfer Doc | 0005160718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Oct 13, 2022 |
| Property Address | 26 ANDREW CIR, COLD SPRING, KY 41076-1888 |
| Document Number | 0005160718 |
| Book / Page | D356 / 745 |
| Map Reference | CAB E SL 238A |
| Instrument Date | Oct 13, 2022 |
| Instrument | 5160718 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 ANDREW CIR, 26, COLD SPRING, KY 41076-1888 |
| Name | Verified Name |
|---|---|
| Address | 26 ANDREW CIR, COLD SPRING, KY 41076-1888 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 26 ANDREW CIR, COLD SPRING, KY 41076-1888 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0005136245 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | M1051/809 |
| Instrument | 5136245 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Nov 20, 2017 |
| Property Address | 26 ANDREW CIR, COLD SPRING, KY 41076-1888 |
| Document Number | 0005065824 |
| Book / Page | 000327 / 000082 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 5065824 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $343.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 ANDREW CIR COLD SPRING KY 410761888, COLD SPRING, KY 41076-1888 |
The 2025 property tax bill for 26 Andrew Cir was $4,386 with a homeowner's exemption.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,386.00 Homeowner's exemption | $411,000 Land $50,000 Building $361,000 | $411,000 Land $50,000 Building $361,000 |
| 2023 | $4,375.00 (+12.01%) Homeowner's exemption | $411,000 (+16.43%) Land $50,000 Building $361,000 | $411,000 (+16.43%) Land $50,000 Building $361,000 |
| 2022 | $3,906.00 Homeowner's exemption | $353,005 Land $40,000 Building $313,005 | $353,005 Land $40,000 Building $313,005 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Andrew Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1997–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Andrew Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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