Campbell County property record for 19 Andrew Cir, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 2,505 sqft · built 2005 |
| Lot Size | 0.29 acres (12,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $571,000 (Jan 2025) |
| Tax Bill | $6,228 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-411.23 |
| Primary APN | 999-99-18-411.23 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,505 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,500 sqft (0.29 acres) |
| Lot Dimensions | 100 ft deep x 125 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 19 ANDREW CIR |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MADONNA ESTATES LOT 150 SEC W |
| Legal Subdivision | MADONNA ESTATES |
| Legal Phase | W |
| Legal Lot Number | 150 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 52900 |
Source: Campbell County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19 ANDREW CIR, COLD SPRING, KY 41076-1889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2025 · Amount on Record |
| Deed Sale | Jan 17, 2025 · Amount on Record |
| Prior Sale | Jul 10, 2008 · Amount on Record |
| Deed Document Number | 20255384861 |
| Deed Book / Page | 370 / 641 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Apr 9, 2026 |
| Property Address | 19 ANDREW CIR, COLD SPRING, KY 41076-1889 |
| Document Number | 0006035744 |
| Book / Page | 1162 / 871 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 20266035744 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | DATA SEARCH |
| Name | Verified Name |
|---|---|
| Address | 19 ANDREW CIR, COLD SPRING, KY 41076-1889 |
| Document Number | 0006035744, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 1162/871 |
| Instrument | 20266035744 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,228.00 (+32.4%) | $513,900 (+17.22%) Land $50,000 Building $463,900 | $513,900 (+17.22%) Land $50,000 Building $463,900 |
| 2023 | $4,704.00 (+5.09%) Homeowner's exemption | $438,400 (+22.42%) Land $50,000 Building $388,400 | $438,400 (+22.42%) Land $50,000 Building $388,400 |
| 2022 | $4,476.00 Homeowner's exemption | $358,125 Land $45,000 Building $313,125 | $358,125 Land $45,000 Building $313,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1997–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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