Lake County property record for 25992 Caye Dr, Elmo, MT 59915
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 5 acres (218,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,250 (Jun 2025) |
| Tax Bill | $1,039 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1524053 |
| Primary APN | R1524053 |
|---|---|
| Alternative APNs |
|
| Lot Area | 218,148 sqft (5 acres) |
|---|---|
| Terrain | Rolling |
| Account Number | 0000031663 |
|---|---|
| Street Address | 25992 CAYE DR |
| City | ELMO |
| State | MT |
| Zip | 59915-9748 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | S13, T24 N, R22 W, C.O.S. 5913, ACRES 5.008, TR 315 |
| Legal Range | 22W |
| Legal Township | 24N |
| Legal Section | 13 |
| Legal Subdivision | CHIEF CLIFF ESTATES |
| Legal Tract | 315 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 2 |
| Census Block | 2158 |
| Census Tract | 940306 |
25992 Caye Dr, residential vacant land, is owned by an individual who bought it in June 2025.
Source: Lake County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 210 E COTTONWOOD DR, KALISPELL, MT 59901-3071 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2025 · Amount on File |
| Deed Sale | Jun 24, 2025 · Amount on File |
| Deed Document Number | 2025632333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 25992 CAYE DR, ELMO, MT 59915-9748 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1403 4TH AVE E, KALISPELL, MT 59901-5903 |
| Document Number | 0000637037 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 637037 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2026 property tax bill for 25992 Caye Dr was $1,039, up 109.9% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,039.00 (+109.9%) | $146,805 (-) | |
| 2025 | $495.00 | $146,805 | $146,805 Land $146,805 |
| 2023 | $743.00 | $123,562 | $123,562 Land $123,562 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 25992 Caye Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25992 Caye Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Western Montana CommunityTel Fiber | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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