Lake County property record for 25690 Caye Dr, Elmo, MT 59915
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,800 sqft · built 2022 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,579 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R1514011 |
| Primary APN | R1514011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,800 sqft Living Area |
| 1st Floor Area | 2,800 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 218,236 sqft (5.01 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront / Beach |
| Garage Area | 2,000 sqft |
| Parking Spaces | 10 Parking Spaces |
| Porch | Slab |
| Porch Area | 800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 0000012243 |
|---|---|
| Street Address | 25690 CAYE DR |
| City | ELMO |
| State | MT |
| Zip | 59915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S13, T24 N, R22 W, C.O.S. 5913, PARCEL TR 312, ACRES 5.01 |
| Legal Range | 22W |
| Legal Township | 24N |
| Legal Section | 13 |
| Legal Tract | 312 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 2 |
| Census Block | 2158 |
| Census Tract | 940306 |
25690 Caye Dr is owned by two individuals who acquired it in May 2021.
Source: Lake County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 243, ELMO, MT 59915-0243 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 18, 2021 |
| Transfer Doc | 0000588544 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 25690 Caye Dr was $2,579, down 3.2% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,579.00 (-3.19%) | $709,391 (-32.71%) | |
| 2025 | $2,664.00 | $1,054,181 | $709,391 Land $146,831 Building $562,560 |
| 2023 | $3,033.00 | $123,577 | $123,577 Land $123,577 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25690 Caye Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25690 Caye Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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