Hernando County property record for 2599 Waterfall Dr, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 1981 |
| Lot Size | 0.381 acres (16,589 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (Jun 2023) |
| Tax Bill | $4,581 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5250-1415-0630 |
| Primary APN | R32-323-17-5250-1415-0630 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 2,704 sqft |
| 1st Floor Area | 1,824 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,589 sqft (0.381 acres) |
| Lot Dimensions | 156 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 480 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,262 sqft |
| Deck Area | 150 sqft |
| Patio Area | 318 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00431642 |
|---|---|
| Street Address | 2599 WATERFALL DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-4653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 25 BLK 1415 LOT 63 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 25 |
| Legal Block | 1415 |
| Legal Lot Number | 63 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 41103 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2599 WATERFALL DR, SPRING HILL, FL 34608-4653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jun 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 9, 2022 | Warranty Deed, Transfer · Balloon Mortgage CAMBRO LLC |
| Jun 29, 2022 | Agreement of Sale, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on Record |
| Deed Sale | Jun 14, 2023 · Amount on Record |
| Prior Sale | Sep 9, 2022 · Amount on Record |
| Deed Document Number | 202335793 |
| Deed Book / Page | 4307 / 1428 |
| Prior Transfer Date | Jun 19, 1997 |
| Prior Transfer Doc | 1133001777 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 14, 2023 |
| Property Address | 2599 WATERFALL DR, SPRING HILL, FL 34608-4653 |
| Document Number | 0043071428 |
| Book / Page | 4307 / 1428 |
| Map Reference | MB 10 PG 61-76 |
| Instrument Date | May 23, 2023 |
| Instrument | 2023035793 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | TRUSTED TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 646, DUNEDIN, FL 34697-0646 |
| Name | Verified Name |
|---|---|
| Address | 2599 WATERFALL DR, SPRING HILL, FL 34608-4653 |
| Document Number | 0043071434 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 4307/1434 |
| Instrument | 2023035796 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 9, 2022 |
| Property Address | 2599 WATERFALL DR, SPRING HILL, FL 34608-4653 |
| Document Number | 0042180952 |
| Book / Page | 4218 / 952 |
| Map Reference | MB 10 PG 61-76 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022067959 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Title Company | ACER TITLE AND ESCROW LLC, QUAKER TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2599 WATERFALL DR, 2599, SPRING HILL, FL 34608-4653 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 752, DUNEDIN, FL 34697-0752 |
| Investor | Possibly a Property Investor |
| Document Number | 2022067960 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 2022067960 |
| Name | CAMBRO LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Agreement of Sale |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 29, 2022 |
| Property Address | 2599 WATERFALL DR, SPRING HILL, FL 34608-4653 |
| Document Number | 0041891519 |
| Book / Page | 4189 / 1519 |
| Map Reference | MB 10 PG 61-76 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 2022050100 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,581.00 (+35.89%) | $272,460 (+22.75%) Land $50,596 Building $221,864 | $272,460 (+22.75%) Land $50,596 Building $221,864 |
| 2023 | $221,970 (+125.99%) Land $58,811 Building $163,159 | ||
| 2022 | $3,371.00 Homeowner's exemption | $98,223 | $221,970 Land $41,473 Building $180,497 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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