Hernando County property record for 2592 Waterfall Dr, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,814 sqft · built 1980 |
| Lot Size | 0.357 acres (15,555 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $144,000 (Mar 2004) |
| Tax Bill | $1,528 (2025) |
| Deeds & Mortgages | May 2023 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5210-1385-0010 |
| Primary APN | R32-323-17-5210-1385-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,814 sqft Living Area |
| Gross Area | 3,252 sqft |
| 1st Floor Area | 1,814 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,555 sqft (0.357 acres) |
| Lot Dimensions | 100 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 954 sqft |
| Deck Area | 180 sqft |
| Patio Area | 240 sqft |
| Utility Building | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00304094 |
|---|---|
| Street Address | 2592 WATERFALL DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-4656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 21 BLK 1385 LOT 1 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 21 |
| Legal Block | 1385 |
| Legal Lot Number | 1 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 41104 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2592 WATERFALL DR, SPRING HILL, FL 34608-4656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| May 21, 2020 | Quit Claim Deed, Transfer BANK OF AMERICA |
| Sep 15, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2004 · Amount on Record |
| Deed Sale | Mar 2, 2004 · Amount on Record |
| Prior Sale | Dec 31, 2003 · Amount on Record |
| Deed Book / Page | 1799 / 1231 |
| Last Transfer Date | May 9, 2020 |
| Transfer Doc | 0038421423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2592 WATERFALL DR, SPRING HILL, FL 34608-4656 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2592 WATERFALL DR, SPRING HILL, FL 34608-4656 |
| Document Number | 0042930927 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 4293/927 |
| Instrument | 2023026414 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 21, 2020 |
| Property Address | 2592 WATERFALL DR, SPRING HILL, FL 34608-4656 |
| Document Number | 0038421423 |
| Book / Page | 003842 / 001423 |
| Instrument Date | May 9, 2020 |
| Instrument | 30866 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2592 WATERFALL DR SPRING HILL FL 346084656, SPRING HILL, FL 34608-4656 |
| Document Number | 38421426 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 003842/001426 |
| Instrument | 30867 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 20, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2592 WATERFALL DR, SPRING HILL, FL 34608-4656 |
| Document Number | 0036271193 |
| Instrument Date | Sep 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2592 WATERFALL DR SPRING HILL FL 346084656, SPRING HILL, FL 34608-4656 |
| Document Number | 0036271193 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 003627/001193 |
| Instrument | 58930 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,528.00 (+90.29%) Homeowner's exemption | $98,015 (+5.99%) | $270,689 (+14.6%) Land $53,198 Building $217,491 |
| 2023 | $92,479 Land $92,479 | ||
| 2022 | $803.00 | $236,200 Land $45,576 Building $190,624 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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