2597 Willo Ln, Costa Mesa, CA 92627 Property Records

Orange County property record for 2597 Willo Ln, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,570 sqft · built 1953
Lot Size	0.206 acres (8,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Mar 2002)
Tax Bill	$9,303 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`439-111-01`

Property Details

APN / Parcel Number

Primary APN	`439-111-01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,570 sqft Living Area
1st Floor Area	2,570 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	8,960 sqft (0.206 acres)
Garage Area	700 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2597 WILLO LN
City	COSTA MESA
State	CA
Zip	92627-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1828 BLK LOT 1
Legal Subdivision	TRACT NO 1828
Legal Tract	1828
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	4
Census Block	4003
Census Tract	63102

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2597 WILLO LN, COSTA MESA, CA 92627-1437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 9, 2021	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2002 · Amount on Record
Deed Sale	Mar 27, 2002 · Amount on Record
Prior Sale	Sep 13, 1996 · Amount on Record
Deed Document Number	2002255357
Last Transfer Date	Jul 24, 2003
Transfer Doc	0001045852
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2597 WILLO LN, COSTA MESA, CA 92627-1437
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2597 WILLO LN, COSTA MESA, CA 92627-1437

Mortgage

Document Number	0000514699
Date	Aug 16, 2021
Instrument	2021000514699

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2597 WILLO LN, COSTA MESA, CA 92627-1437
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2597 WILLO LN, COSTA MESA, CA 92627-1437

Mortgage

Document Number	0000090560
Date	Feb 9, 2021
Instrument	2021000090560

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2597 WILLO LN, COSTA MESA, CA 92627-1437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135328
Date	Mar 25, 2020
Instrument	2020000135328

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2597 WILLO LN, COSTA MESA, CA 92627-1437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2597 WILLO LN, COSTA MESA, CA 92627-1437

Mortgage

Document Number	0000746296
Date	Dec 17, 2020
Instrument	2020000746296

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$826,959 (+2%) Land $632,438 Building $194,521
2025	$9,303.00 (+4.75%) Homeowner's exemption	$810,745 (+4.04%) Land $620,038 Building $190,707
2023	$8,881.00 (+2.05%) Homeowner's exemption	$779,264 Land $595,962 Building $183,302
2022	$8,703.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1983–1997)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Dec 1997 · rainfall accumulation
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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