2597 Oak Forest Dr, Troy, MO 63379 Property Records

Lincoln County property record for 2597 Oak Forest Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,362 sqft · built 2003
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on File
Last Sale	$84,500 (Mar 2015)
Tax Bill	$1,962 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-70-35-002-010-070.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-35-002-010-070.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,362 sqft Living Area
Basement Area	1,362 sqft
Unfinished Basement	1,362 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,238 sqft (0.258 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2597 OAK FOREST DR
City	TROY
State	MO
Zip	63379-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 70 HICKORY FOREST PLAT 3
Legal Range	01W
Legal Township	49N
Legal Section	35
Legal Subdivision	HICKORY FOREST
Legal Lot Number	70
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2004
Census Tract	810305

Owner

2597 Oak Forest Dr is owned by two individuals who bought it in March 2015.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2, OLD MONROE, MO 63369-0002
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK & TRUST CO
Sep 18, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2015 · Amount on File
Deed Sale	Mar 30, 2015 · Amount on File
Deed Document Number	20152368
Deed Book / Page	2386 / 770
Prior Transfer Date	Mar 27, 2015
Prior Transfer Doc	2386/0774
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	2597 OAK FOREST DR, TROY, MO 63379-2325
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002497/954
Date	Feb 22, 2024
Book Page	2497/954
Instrument	2024001257

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	2597 OAK FOREST DR, TROY, MO 63379-2325
Transaction Type	Mortgage
Record Updated	Nov 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017008827
Date	Sep 18, 2017
Book Page	2415/0347
Instrument	2017008827

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2597 Oak Forest Dr was $1,962.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,236 (-) Land $4,588 Building $26,648
2025	$1,962.00	$31,236 Land $4,588 Building $26,648	$164,400 Land $24,150 Building $140,250
2023	$1,837.00 (+5.7%)	$28,874 Land $3,848 Building $25,027	$151,970 Land $20,250 Building $131,720
2022	$1,738.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2597 Oak Forest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2597 Oak Forest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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