2591 Oak Forest Dr, Troy, MO 63379 Property Records

Lincoln County property record for 2591 Oak Forest Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,056 sqft · built 2001
Lot Size	0.307 acres (13,373 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jun 2018)
Tax Bill	$1,836 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-35-002-010-096.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-35-002-010-096.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,373 sqft (0.307 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2591 OAK FOREST DR
City	TROY
State	MO
Zip	63379-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 96 HICKORY FOREST PLAT 3
Legal Range	01W
Legal Township	49N
Legal Section	35
Legal Subdivision	HICKORY FOREST
Legal Lot Number	96
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2004
Census Tract	810305

Owner

2591 Oak Forest Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2591 OAK FOREST DR, TROY, MO 63379-2325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed, Transfer
Feb 17, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 19, 2018	Warranty Deed, Transfer · Line of Credit HERITAGE COMMUNITY BANK
Aug 14, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	May 11, 2005 · Amount on File
Deed Document Number	20185343
Deed Book / Page	2423 / 970
Prior Transfer Date	Jun 14, 2018
Prior Transfer Doc	2425/0905
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 1, 2026
Property Address	2591 OAK FOREST DR, TROY, MO 63379-2325
Document Number	2522000217
Book / Page	2522 / 217
Instrument Date	Jun 1, 2026
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2591 OAK FOREST DR, TROY, MO 63379-2325

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 17, 2023
Property Address	2591 OAK FOREST DR, TROY, MO 63379-2325
Document Number	0002488/51
Book / Page	2488 / 51
Map Reference	MB 13 PG 48
Instrument Date	Feb 16, 2023
Instrument	2023001214
Transaction Type	Transfer
Record Updated	Apr 11, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 CLOVER LN, TROY, MO 63379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2591 OAK FOREST DR, TROY, MO 63379-2325

Mortgage

Document Number	2023001215
Date	Feb 17, 2023
Instrument	2023001215

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 19, 2018
Property Address	2591 OAK FOREST DR, TROY, MO 63379-2325
Document Number	2423/0970
Book / Page	2423 / 0970
Map Reference	MB13 PG48
Instrument Date	Jun 14, 2018
Instrument	2018005343
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16700 DAK RIDGE RD, 16700, BOONVILLE, MO 65233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2591 OAK FOREST DR, TROY, MO 63379-2325

Mortgage

Document Number	2018005345
Date	Jun 19, 2018
Instrument	2018005345

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jul 2, 2033

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Aug 14, 2018
Property Address	2591 OAK FOREST DR, TROY, MO 63379-2325
Document Number	2425/0905
Book / Page	2425 / 0905
Map Reference	MB13 PG48
Instrument Date	Jun 14, 2018
Instrument	2018007297
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2591 OAK FOREST DR, 2591, TROY, MO 63379-2325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2591 OAK FOREST DR, TROY, MO 63379-2325

Tax Assessment & Valuation

The 2025 property tax bill for 2591 Oak Forest Dr was $1,836.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,222 (-) Land $4,699 Building $24,523
2025	$1,836.00	$29,222 Land $4,699 Building $24,523	$153,800 Land $24,730 Building $129,070
2023	$1,715.00 (+4.64%)	$26,972 Land $3,887 Building $23,085	$141,960 Land $20,460 Building $121,500
2022	$1,639.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2591 Oak Forest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2591 Oak Forest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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