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2595 Spence Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2595 Spence Dr NE, Palm Bay, FL 32905 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 631 sqft · built 1952
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (May 2025)
Tax Bill$1,993 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Feb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN28-37-11-76-F-1

Property Details

APN / Parcel Number

Primary APN28-37-11-76-F-1
Alternative APNs
  • 28-37-11-76-0000F.0-0001.00
  • 2825765

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area631 sqft Living Area
Gross Area1,641 sqft
1st Floor Area631 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1992
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Width125 ft Width
View / LotHighway
Garage TypeCarport
Garage Area408 sqft
CarportCarport
Carport Area408 sqft

Exterior Amenities

PorchEnclosed/Unfinished Porch
Porch Area482 sqft
Patio Area78 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number2825765
Street Address2595 SPENCE DR NE
CityPALM BAY
StateFL
Zip32905-2525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFARVIEW SUBD, REPLAT OF PT OF LOT 1 BLK F
Legal Range37E
Legal Township28S
Legal Section11
Legal SubdivisionFARVIEW SUBD, REPLAT OF PT OF
Legal BlockF
Legal Lot Number1
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group1
Census Block1012
Census Tract65123

Owner

Source: Brevard County records · APN 28-37-11-76-F-1

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address349 ARROWHEAD LN, MELBOURNE BEACH, FL 32951-3533
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
DANIEL OVERSTREET ETAL
Feb 18, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 2025 · Amount on Record
Deed SaleMay 07, 2025 · Amount on Record
Prior SaleJan 15, 2025 · Amount on Record
Deed Document Number202591353
Deed Book / Page10329 / 42
Prior Transfer DateJan 05, 2024
Prior Transfer Doc0102421824
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 06, 2022
Property Address2595 SPENCE DR NE, PALM BAY, FL 32905-2525
Document Number0094680787
Book / Page9468 / 787
Map ReferenceMB 9 PG 59
Instrument DateMar 25, 2022
Instrument2022086490
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyMY TITLE GUY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,337.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2930 CHIPPER DR NE, 2930, PALM BAY, FL 32905-5705

Transferred To (Grantee/Buyer)

NameVerified Name
Address11460 SW 41ST TER, MIAMI, FL 33165-4613

Mortgage

Document Number0009468789
DateApr 06, 2022
Instrument9468/789
Lender
NameDANIEL OVERSTREET ETAL
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term47 Months
DueMar 25, 2026

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateFeb 18, 2020
Property Address2595 SPENCE DR NE, PALM BAY, FL 32905-2525
Document Number0086670286
Book / Page008667 / 000286
Instrument DateJan 29, 2020
Instrument38700
Transaction TypeTransfer
Record UpdatedApr 09, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2715 S ZURICH CT DENVER CO 802362034, DENVER, CO 80236-2034

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$105,570 (-0.69%)$105,570 (-0.69%)
2025$1,993.00 (-15.98%)$106,300 (-14.78%) Land $56,550 Building $49,750$106,300 (-14.78%) Land $56,550 Building $49,750
2023$2,372.00 (+18.19%)$124,740 (+13.31%) Land $56,550 Building $68,190$124,740 (+13.31%) Land $56,550 Building $68,190
2022$2,007.00$110,090 Land $51,190 Building $58,900$110,090 Land $51,190 Building $58,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090651231, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017, other causes, Hurricane Irma

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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