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2566 Spence Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2566 Spence Dr NE, Palm Bay, FL 32905 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,100 sqft · built 1952
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$284,300 (Sep 2023)
Tax Bill$2,273 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APN28-37-11-76-E-16

Property Details

APN / Parcel Number

Primary APN28-37-11-76-E-16
Alternative APNs
  • 28-37-11-76-0000E.0-0016.00
  • 2825762

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,100 sqft Living Area
1st Floor Area1,100 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2018
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions125 ft deep x 75 ft wide
Garage TypeCarport
Garage Area189 sqft
CarportCarport
Carport Area189 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number2825762
Street Address2566 SPENCE DR NE
CityPALM BAY
StateFL
Zip32905-2526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFARVIEW SUBD, REPLAT OF PT OF LOT 16 BLK E
Legal Range37E
Legal Township28S
Legal Section11
Legal SubdivisionFARVIEW SUBD, REPLAT OF PT OF
Legal BlockE
Legal Lot Number16
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group1
Census Block1009
Census Tract65123

Owner

Source: Brevard County records · APN 28-37-11-76-E-16

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2566 SPENCE DR NE, PALM BAY, FL 32905-2526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Warranty Deed, Transfer · VA Mortgage
FIRST FEDERAL BANK
Jun 30, 2020Warranty Deed, Transfer
PENINSULA TITLE SERVICES, PENINSULA TITLE SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2023 · Amount on Record
Deed SaleSep 15, 2023 · Amount on Record
Prior SaleJun 30, 2020 · Amount on Record
Deed Document Number2023197174
Deed Book / Page9887 / 1405
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 15, 2023
Property Address2566 SPENCE DR NE, PALM BAY, FL 32905-2526
Document Number0098871405
Book / Page9887 / 1405
Map ReferenceMB 9 PG 59
Instrument DateSep 14, 2023
Instrument2023197174
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanySUPREME TITLE CLOSINGS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,990.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1441 MEADOWBROOK RD NE, PALM BAY, FL 32905-5047

Transferred To (Grantee/Buyer)

NameVerified Name
Address2566 SPENCE DR NE, PALM BAY, FL 32905-2526

Mortgage

Document Number0098871407
DateSep 15, 2023
Instrument9887/1407
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 30, 2020
Property Address2566 SPENCE DR NE, PALM BAY, FL 32905-2526
Document Number0087810640
Book / Page008781 / 000640
Instrument DateJun 26, 2020
Instrument138198
Transaction TypeTransfer
Record UpdatedJul 23, 2020
Title CompanyPENINSULA TITLE SERVICES, PENINSULA TITLE SVCS

Transaction

AmountAmount Recorded
Tax$420.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1707 CANOVA ST SE PALM BAY FL 329093925, PALM BAY, FL 32909-3925

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$168,340 (-0.12%)$168,340 (-0.12%)
2025$2,273.00 (-24.46%) Homeowner's exemption Veteran's exemption$168,540 (+37.73%)$168,540 (+37.73%)
2024$3,009.00 (+62.39%)
2023$1,853.00 (+15.16%)$122,370 (+21.5%) Land $45,000 Building $77,370$122,370 (+21.5%) Land $45,000 Building $77,370
2022$1,609.00$100,720 Land $45,000 Building $55,720$100,720 Land $45,000 Building $55,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090651231, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017, other causes, Hurricane Irma

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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