2595 S Riptide Ave, Meridian, ID 83642 Property Records

Ada County property record for 2595 S Riptide Ave, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,892 sqft · built 2013
Lot Size	0.147 acres (6,403 sqft)
Owner	2 Individual Names on File
Last Sale	$349,864 (Sep 2026)
Tax Bill	$2,021 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R7850270280`

Property Details

APN / Parcel Number

Primary APN	`R7850270280`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,892 sqft Living Area
Gross Area	2,354 sqft
1st Floor Area	1,082 sqft
Upper Floors Area	810 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Frame Wood
Roof Material	Composition Shingle
Lot Area	6,403 sqft (0.147 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	106 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2595 S RIPTIDE AVE
City	MERIDIAN
State	ID
Zip	83642-6554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 06 BLK 03 SHEPHERD CREEK SUB
Legal Range	01W
Legal Township	03N
Legal Section	24
Legal Subdivision	SHEPHERD CREEK SUB
Legal Block	03
Legal Lot Number	06
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2018
Census Tract	10337

Owner

2595 S Riptide Ave is owned by two individuals who bought it in September 2026.

Source: Ada County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 3921, HAILEY, ID 83333-3921
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 12, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 31, 2018	Warranty Deed, Transfer IDAHO CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Jul 31, 2018 · Amount on File
Deed Document Number	202673549
Prior Transfer Date	Mar 6, 2013
Prior Transfer Doc	0113027182
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 30, 2026
Property Address	2595 S RIPTIDE AVE, MERIDIAN, ID 83642-6554
Document Number	0000073549
Instrument Date	Sep 25, 2026
Instrument	202673549
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073550,
Date	Sep 30, 2026
Instrument	202673550

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Oct 12, 2018
Property Address	2595 S RIPTIDE AVE, MERIDIAN, ID 83642-6554
Document Number	0000097006
Instrument Date	Oct 2, 2018
Instrument	97006
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2595 S RIPTIDE AVE MERIDIAN ID 836426554, MERIDIAN, ID 83642-6554

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jul 31, 2018
Property Address	2595 S RIPTIDE AVE, MERIDIAN, ID 83642-6554
Document Number	0000071994
Instrument Date	Jul 31, 2018
Instrument	71994
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	PIONEER TITLE COMPANY/ADA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2595 S RIPTIDE AVE MERIDIAN ID 836426554, MERIDIAN, ID 83642-6554

Mortgage

Document Number	71995
Date	Jul 31, 2018
Instrument	71995

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2595 S Riptide Ave was $2,021, down 4.8% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,000 (-4.35%)	$429,000 (-4.35%)
2025	$2,021.00 (-4.76%)	$448,500	$448,500
2024	$2,122.00
2023		$409,500 Land $154,000 Building $255,500	$409,500 Land $154,000 Building $255,500
2022	$2,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2595 S Riptide Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2595 S Riptide Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Silver Star Communications Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, Verizon.

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