25946 River Rd, Newcomb, MD 21653 Property Records

Talbot County property record for 25946 River Rd, Newcomb, MD 21653

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,225 sqft · built 1962
Lot Size	0.821 acres (35,762 sqft)
Owner	2 Company Names on File
Last Sale	$910,000 (Mar 2018)
Tax Bill	$5,650 (2025)
Deeds & Mortgages	Feb 2026 Transfer Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-076691`

Property Details

APN / Parcel Number

Primary APN	`02-076691`
Alternative APNs	`2076691` `076691`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,225 sqft Total Area
Basement Area	40 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	35,762 sqft (0.821 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	476 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	076691
Street Address	25946 RIVER RD
City	NEWCOMB
State	MD
Zip	21653-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.821 AC OLD ROYAL OAK RD OAK CREEK
Legal Subdivision	OAK CREEK
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	1
Census Block	1037
Census Tract	960600

Owner

Source: Talbot County records · APN 02-076691

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 148, NEWCOMB, MD 21653-0148
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2026	Intrafamily Transfer, Transfer
Mar 19, 2018	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2018 · Amount on Record
Deed Sale	Mar 19, 2018 · Amount on Record
Prior Sale	Sep 30, 2002 · Amount on Record
Deed Book / Page	2521 / 60
Transfer Doc	0000000094
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TALBOT MD
Recording Date	Feb 03, 2026
Property Address	25946 RIVER RD, NEWCOMB, MD 21653-1411
Document Number	0032410235
Book / Page	3241 / 235
Instrument Date	Dec 22, 2025
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 148, NEWCOMB, MD 21653-0148

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Mar 19, 2018
Property Address	25946 RIVER RD, NEWCOMB, MD 21653
Document Number	0025210060
Book / Page	2521 / 060
Map Reference	LB11 FO85
Instrument Date	Mar 16, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	EASTERN SHORE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1967 EASST RIVER PARKWAY, MINNEAPOLIS, MN 55414

Mortgage

Document Number	0000252168
Date	Mar 19, 2018
Instrument	2521/68

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$899,167 (+1.46%)	$925,100 (+4.39%) Land $459,400 Building $465,700
2025	$5,650.00 (+8.53%) Homeowner's exemption	$886,200 (+16.44%) Land $435,100 Building $451,100	$886,200 (-) Land $435,100 Building $451,100
2023	$5,206.00 Homeowner's exemption	$761,067	$886,200 Land $435,100 Building $451,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 252 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	252 in force
Nearby Flood Claims	80 (1996–2026)
Claims Outside the SFHA	27 of 80
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 62 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Easton Utilities Commission.

Based on FCC filings for 71 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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