25911 River Rd, Newcomb, MD 21653 Property Records

Talbot County property record for 25911 River Rd, Newcomb, MD 21653

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,420 sqft · built 1976
Lot Size	0.721 acres (31,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Jun 2021)
Tax Bill	$1,503 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-082314`

Property Details

APN / Parcel Number

Primary APN	`02-082314`
Alternative APNs	`2082314` `082314`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,420 sqft Total Area
Basement Area	1,420 sqft
Finished Basement	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	31,400 sqft (0.721 acres)
Lot Dimensions	200 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Deck Area	140 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	082314
Street Address	25911 RIVER RD
City	NEWCOMB
State	MD
Zip	21653-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 - 140X200 CEDAR GROVE NEWCOMB
Legal Subdivision	CEDAR GROVE
Legal Lot Number	11
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	1
Census Block	1037
Census Tract	960600

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 134, NEWCOMB, MD 21653-0134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 19, 2022	Correction Deed SECU TITLE SERVICES LLC
Jun 15, 2021	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Sep 12, 2016 · Amount on Record
Deed Book / Page	2859 / 327
Prior Transfer Date	Apr 3, 2021
Prior Transfer Doc	0028590327
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	25911 RIVER RD, NEWCOMB, MD 21653-1405
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032330186
Date	Dec 22, 2025
Book Page	3233/186

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Dec 1, 2046

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	TALBOT MD
Recording Date	Jan 19, 2022
Property Address	25911 RIVER RD, NEWCOMB, MD 21653
Document Number	0029390454
Book / Page	2939 / 454
Map Reference	LB 11 FO 84
Instrument Date	Oct 25, 2021
Record Updated	Feb 3, 2022
Title Company	SECU TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 134, NEWCOMB, MD 21653-0134

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TALBOT MD
Recording Date	Jun 15, 2021
Property Address	25911 RIVER RD, NEWCOMB, MD 21653
Document Number	0028590327
Book / Page	2859 / 327
Map Reference	LB 11 FO 84
Instrument Date	Apr 3, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25911 RIVER RD, NEWCOMB, MD 21653

Mortgage

Document Number	0002859335
Date	Jun 15, 2021
Instrument	2859/335

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	25911 RIVER RD, NEWCOMB, MD 21653
Document Number	0026780480
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25911 RIVER RD NEWCOMB MD 21653, NEWCOMB, MD 21653

Mortgage

Document Number	0026780480
Date	Feb 5, 2020
Book Page	002678/000480

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Feb 4, 2047

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,503.00 (+2.73%) Homeowner's exemption	$392,033 (+2.6%)	$411,900 (+7.8%) Land $112,200 Building $299,700
2025	$1,463.00 (+7.89%) Homeowner's exemption	$382,100 (+12.72%) Land $103,300 Building $278,800	$382,100 (-) Land $103,300 Building $278,800
2023	$1,356.00 Homeowner's exemption	$338,967	$382,100 Land $103,300 Building $278,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 252 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	252 in force
Nearby Flood Claims	80 (1996–2026)
Claims Outside the SFHA	27 of 80
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Easton Velocity.

Cell Coverage

5G (outdoors only) and 4G LTE

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