2592 Evergreen Dr, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2592 Evergreen Dr, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 864 sqft · built 1993
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Oct 2024)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-30-00-002.76`

Property Details

APN / Parcel Number

Primary APN	`045-30-00-002.76`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	864 sqft Finished Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2592 EVERGREEN DR
City	FT MITCHELL
State	KY
Zip	41017-9449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERLING'S ADDN TO RIDGEPORT SEC 10 LOT 50
Legal Subdivision	BERLINGS ADDN TO RIDGEPORT
Legal Phase	10
Legal Lot Number	50
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3004
Census Tract	65300

Owner

2592 Evergreen Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2592 EVERGREEN DR, FT MITCHELL, KY 41017-9449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 19, 2018	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2024 · Amount on File
Deed Sale	Oct 11, 2024 · Amount on File
Prior Sale	Jun 30, 2023 · Amount on File
Deed Document Number	202478
Deed Book / Page	309 / 443
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 30, 2023
Property Address	2592 EVERGREEN DR, COVINGTON, KY 41017-9449
Document Number	0005900005
Book / Page	KC 233 / 540
Map Reference	PL A-34
Instrument Date	Jun 13, 2023
Instrument	23063005900005
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10279 CALVARY RD, INDEPENDENCE, KY 41051-2510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2592 EVERGREEN DR, COVINGTON, KY 41017-9449

Mortgage

Document Number	0005900006
Date	Jun 30, 2023
Book Page	KCM 472/699
Instrument	23063005900006

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2592 EVERGREEN DR, COVINGTON, KY 41017-9449
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900209
Date	Jun 4, 2021
Book Page	226/427
Instrument	21060405900209

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	327 Months
Due	Sep 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 19, 2018
Property Address	2592 EVERGREEN DR, COVINGTON, KY 41017-9449
Document Number	0000000241
Book / Page	0I4122 / 000049
Instrument Date	Jun 15, 2018
Instrument	241
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	PRIORITY NATIONAL TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2592 EVERGREEN DR COVINGTON KY 410179449, COVINGTON, KY 41017-9449

Mortgage

Document Number	242
Date	Jun 19, 2018
Book Page	0I4122/000051
Instrument	242

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2592 Evergreen Dr was $2,447.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,000 (-) Land $20,000 Building $227,000	$247,000 (-) Land $20,000 Building $227,000
2025	$2,447.00	$247,000 Land $10,000 Building $237,000	$247,000 Land $10,000 Building $237,000
2023	$1,958.00	$183,700 Land $10,000 Building $173,700	$183,700 Land $10,000 Building $173,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2592 Evergreen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2592 Evergreen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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