Kenton County property record for 2474 Evergreen Dr, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,058 sqft · built 1995 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,500 (Jan 2024) |
| Tax Bill | $2,502 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-00-01-155.00 |
| Primary APN | 045-00-01-155.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 4 Stories |
| Building Area | 1,058 sqft Finished Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 137 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2474 EVERGREEN DR |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-9492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BERLING'S ADDN TO RIDGEPORT SEC 14 LOT 155 |
| Legal Subdivision | BERLINGS ADDN TO RIDGEPORT |
| Legal Phase | 14 |
| Legal Lot Number | 155 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 65300 |
2474 Evergreen Dr is owned and occupied by two individuals who bought it in January 2024.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2474 EVERGREEN DR, FT MITCHELL, KY 41017-9492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Apr 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOME SVCS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2024 · Amount on File |
| Deed Sale | Jan 2, 2024 · Amount on File |
| Prior Sale | Apr 17, 2018 · Amount on File |
| Deed Document Number | 202477 |
| Deed Book / Page | 263 / 733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2474 EVERGREEN DR, COVINGTON, KY 41017-9492 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2945 NORTHCROSS DR, HEBRON, KY 41048-6730 |
| Document Number | 0005900078 |
|---|---|
| Date | Jan 2, 2024 |
| Book Page | KCM 517/889 |
| Instrument | 24010205900078 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 17, 2018 |
| Property Address | 2474 EVERGREEN DR, COVINGTON, KY 41017-9492 |
| Document Number | 0000000250 |
| Book / Page | 0I4094 / 000240 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 250 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2018 |
| Title Company | DOCX LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2474 EVERGREEN DR COVINGTON KY 410179492, COVINGTON, KY 41017-9492 |
| Document Number | 251 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 0I4094/000243 |
| Instrument | 251 |
| Name | HOME SVCS LNDG |
|---|---|
| Address | WEST DES MOINES, IA 50266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2048 |
The 2025 property tax bill for 2474 Evergreen Dr was $2,502.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,500 (-) Land $20,000 Building $232,500 | $252,500 (-) Land $20,000 Building $232,500 | |
| 2025 | $2,502.00 | $252,500 Land $10,000 Building $242,500 | $252,500 Land $10,000 Building $242,500 |
| 2023 | $2,036.00 | $191,000 Land $10,000 Building $181,000 | $191,000 Land $10,000 Building $181,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2474 Evergreen Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2474 Evergreen Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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