2571 King Oak Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2571 King Oak Cir, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 962 sqft · built 1992
Lot Size	0.037 acres (1,611 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (Mar 2016)
Tax Bill	$310 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Sep 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-30-0039-0001-0830`

Property Details

APN / Parcel Number

Primary APN	`09-26-30-0039-0001-0830`
Alternative APNs	`263009003900010830` `83154`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	962 sqft Living Area
Gross Area	1,028 sqft
1st Floor Area	962 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,611 sqft (0.037 acres)
Lot Dimensions	52 ft deep x 30.3 ft wide
Porch	Metal Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2571 KING OAK CIR
City	SAINT CLOUD
State	FL
Zip	34769-6642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	KING OAK VILLAS PHS 2 2ND ADDN REPLAT PB 7 PG 69 LOT 83
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	KING OAK VILLAS PH 2 2ND ADD REPLAT
Legal Tract	39
Legal Block	830
Legal Lot Number	83
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3016
Census Tract	43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2571 KING OAK CIR, SAINT CLOUD, FL 34769-6642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OSCEOLA COUNTY HUMAN SERVICES
Sep 5, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OSCEOLA COUNTY HUMAN SERVICES
Mar 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2016 · Amount on Record
Deed Sale	Mar 30, 2016 · Amount on Record
Prior Sale	Jan 26, 2016 · Amount on Record
Deed Document Number	201645209
Deed Book / Page	4934 / 2882
Last Transfer Date	Feb 27, 2020
Transfer Doc	0056840418
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2571 KING OAK CIR, SAINT CLOUD, FL 34769-6642
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068530807
Date	Sep 25, 2025
Book Page	6853/807
Instrument	2025117930

Lender

Name	OSCEOLA COUNTY HUMAN SERVICES
Type	Government Agency
Address	KISSIMMEE, FL 34741

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2571 KING OAK CIR, SAINT CLOUD, FL 34769-6642
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2571 KING OAK CIR, SAINT CLOUD, FL 34769-6642

Mortgage

Document Number	0068451367
Date	Sep 5, 2025
Book Page	6845/1367
Instrument	2025110791

Lender

Name	OSCEOLA COUNTY HUMAN SERVICES
Type	Government Agency
Address	KISSIMMEE, FL 34741

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 2, 2020
Property Address	2571 KING OAK CIR, SAINT CLOUD, FL 34769-6642
Document Number	0056840418
Book / Page	005684 / 000418
Instrument Date	Feb 27, 2020
Instrument	30257
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2571 KING OAK CIR ST CLOUD FL 347696642, ST CLOUD, FL 34769-6642

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$310.00 (+3.33%) Homeowner's exemption Senior Citizen's exemption	$62,689 (+5.98%)	$202,000 (+12.91%) Land $30,000 Building $172,000
2024	$300.00 (+1.35%)
2023	$296.00 (+3.14%) Homeowner's exemption Senior Citizen's exemption	$59,149 (+3%)	$178,900 (+32.62%) Land $14,900 Building $164,000
2022	$287.00 Homeowner's exemption Senior Citizen's exemption	$57,427	$134,900 Land $14,900 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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