2591 Cullowhee Mountain Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 2591 Cullowhee Mountain Rd, Cullowhee, NC 28723

Property Summary

Property Type	Other Improved
Details	3 bd · 1 ba · 1,464 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Sep 2017)
Tax Bill	$895 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`7557-26-5812`

Property Details

APN / Parcel Number

Primary APN	`7557-26-5812`
Alternative APN	`179693`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2591 CULLOWHEE MOUNTAIN RD
City	CULLOWHEE
State	NC
Zip	28723-8510
Property Category	Other
Property Type	Other > Other Improved
Legal Description	CULLOWHEE MTN RD
Jurisdiction	JACKSON NC
Township / Civil Division	CULLOWHEE
Census Block Group	5
Census Block	5027
Census Tract	950600

Owner

2591 Cullowhee Mountain Rd is owned and occupied by an individual who bought it in September 2017.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2591 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2017	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU
Aug 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2017 · Amount on File
Deed Sale	Sep 19, 2017 · Amount on File
Deed Book / Page	2197 / 530
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 19, 2017
Property Address	2591 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8510
Document Number	0021970530
Book / Page	2197 / 530
Instrument Date	Sep 19, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2591 CULLOWHEE MOUNTAIN RD, 2591, CULLOWHEE, NC 28723-8510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2591 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8510

Mortgage

Document Number	0021970533
Date	Sep 19, 2017
Book Page	2197/533

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Max Rate	6%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 9, 2017
Property Address	2591 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8510
Document Number	0021941844
Book / Page	002194 / 001844
Instrument Date	Jul 31, 2017
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 919 CULLOWHEE NC 287230919, CULLOWHEE, NC 28723-0919

Tax Assessment & Valuation

The 2025 property tax bill for 2591 Cullowhee Mountain Rd was $895.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$235,717 Land $43,260 Building $192,457
2025	$895.00
2023	$615.00	$161,950 Land $43,260 Building $118,690

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2591 Cullowhee Mountain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	21 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 13 claims Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2591 Cullowhee Mountain Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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