2505 Cullowhee Mountain Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 2505 Cullowhee Mountain Rd, Cullowhee, NC 28723

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,872 sqft · built 2000
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Dec 2017)
Tax Bill$977 (2025)
Deeds & MortgagesOct 2021 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7557-26-8509

Property Details

APN / Parcel Number

Primary APN7557-26-8509
Alternative APN
  • 180209

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,872 sqft Heated Area
1st Floor Area1,872 sqft
FlooringCarpet
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialAsphalt
Lot Area174,240 sqft (4 acres)

Exterior Amenities

PorchSlab
Porch Area300 sqft
Deck Area120 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address2505 CULLOWHEE MOUNTAIN RD
CityCULLOWHEE
StateNC
Zip28723-8510
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCULLOWHEE MTN RD
JurisdictionJACKSON NC
Township / Civil DivisionCULLOWHEE
Census Block Group5
Census Block5020
Census Tract950600

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2505 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Dec 21, 2017Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2017 · Amount on Record
Deed SaleDec 21, 2017 · Amount on Record
Deed Book / Page2204 / 279
Prior Transfer DateJul 26, 2016
Prior Transfer Doc0021520213
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address2505 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8510
Transaction TypeMortgage
Record UpdatedNov 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023170070
DateOct 19, 2021
Book Page2317/70
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueNov 1, 2031

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateDec 21, 2017
Property Address2505 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8510
Document Number0022040279
Book / Page2204 / 279
Map ReferencePL CAB 17 SL 137
Instrument DateDec 21, 2017
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address336 SHEEP ROCK COVE RD, 336, WHITTIER, NC 28789-7002

Transferred To (Grantee/Buyer)

NameVerified Name
Address2505 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8510

Mortgage

Document Number0022040282
DateDec 21, 2017
Book Page2204/282
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2033

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$257,360 (-) Land $104,790 Building $152,570
2025$977.00 (+38.78%)$257,360 (+38.75%) Land $104,790 Building $152,570
2023$704.00$185,490 Land $106,080 Building $79,410

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims21 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 13 claims
  • Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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