25900 Left Hand Dr, Elmo, MT 59915 Property Records

Lake County property record for 25900 Left Hand Dr, Elmo, MT 59915

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,565 sqft · built 2018
Lot Size	5.01 acres (218,453 sqft)
Owner	2 Individual Names on File
Last Sale	$589,000 (May 2021)
Tax Bill	$2,872 (2026)
Deeds & Mortgages	Apr 2018 Construction Loan Sep 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R1524092`

Property Details

APN / Parcel Number

Primary APN	`R1524092`
Alternative APNs	`15-3466-13-4-04-15-0000` `0000031681`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,565 sqft Living Area
1st Floor Area	2,295 sqft
Attic	Attic
Attic Area	270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	218,453 sqft (5.01 acres)
Terrain	Rolling
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	774 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	0000031681
Street Address	25900 LEFT HAND DR
City	ELMO
State	MT
Zip	59915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S13, T24 N, R22 W, C.O.S. 5913, PARCEL TR 415, ACRES 5.015
Legal Range	22W
Legal Township	24N
Legal Section	13
Legal Subdivision	CHIEF CLIFF ESTATES
Legal Tract	415
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2054
Census Tract	940306

Owner

25900 Left Hand Dr is owned by two individuals who bought it in May 2021.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 236, ELMO, MT 59915-0236
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2018	Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK OF RONAN
Sep 28, 2020	Deed of Trust, Mortgage · Line of Credit EAGLE BANK
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Dec 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF RONAN
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jun 26, 2017	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Jun 26, 2017
Deed Document Number	2021588270
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	25900 LEFT HAND DR, ELMO, MT 59915
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	561371
Date	Apr 4, 2018
Instrument	561371

Lender

Name	VALLEY BANK OF RONAN
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	25900 LEFT HAND DR, ELMO, MT 59915
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	581362
Date	Sep 28, 2020
Instrument	581362

Lender

Name	EAGLE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	25900 LEFT HAND DR, ELMO, MT 59915
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	580153
Date	Aug 24, 2020
Instrument	580153

Lender

Name	EAGLE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	25900 LEFT HAND DR, ELMO, MT 59915
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	567029
Date	Dec 24, 2018
Instrument	567029

Lender

Name	VALLEY BANK OF RONAN
Type	Bank
Address	RONAN, MT 59864

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	May 7, 2021
Property Address	25900 LEFT HAND DR, ELMO, MT 59915
Document Number	588270
Instrument Date	May 6, 2021
Instrument	588270
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 236, ELMO, MT 59915-0236

Mortgage

Document Number	588271
Date	May 7, 2021
Instrument	588271

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jun 26, 2017
Property Address	25900 LEFT HAND DR, ELMO, MT 59915
Document Number	555813
Instrument Date	Jun 23, 2017
Instrument	555813
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	254 EMPIRE LOOP, KALISPELL, MT 59901-2528

Tax Assessment & Valuation

The 2026 property tax bill for 25900 Left Hand Dr was $2,872, down 21.3% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,872.00 (-21.34%)	$786,400 (-19.29%)
2025	$3,651.00	$974,300	$786,400 Land $102,828 Building $683,572
2023	$3,949.00	$726,600	$726,600 Land $123,616 Building $602,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25900 Left Hand Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25900 Left Hand Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 61% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Western Montana CommunityTel Fiber	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Left Hand Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures