Lake County property record for 25582 Left Hand Dr, Elmo, MT 59915
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,016 sqft · built 2023 |
| Lot Size | 5.02 acres (218,976 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,980 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R158447 |
| Primary APN | R158447 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 2,016 sqft |
| Basement Area | 2,016 sqft |
| Finished Basement | 2,016 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 218,976 sqft (5.02 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Account Number | 0000007027 |
|---|---|
| Street Address | 25582 LEFT HAND DR |
| City | ELMO |
| State | MT |
| Zip | 59915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S13, T24 N, R22 W, C.O.S. 5913, ACRES 5.027, TR 409 |
| Legal Range | 22W |
| Legal Township | 24N |
| Legal Section | 13 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 5913 |
| Legal Tract | 409 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 940306 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 121, DAYTON, MT 59914-0121 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 15, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 7, 2023 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 |
| Deed Sale | Jun 15, 2026 |
| Prior Sale | Oct 17, 2024 |
| Deed Document Number | 2026639213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Jun 15, 2026 |
| Property Address | 25582 LEFT HAND DR, ELMO, MT 59915 |
| Document Number | 0000639213 |
| Instrument Date | May 20, 2026 |
| Instrument | 2026639213 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 25582 LEFT HAND DR, ELMO, MT 59915 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000605173 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 605173 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Address | POLSON, MT 59860 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2028 |
| Min Rate At Change | 9.25% |
| Max Rate At Change | 11.2% |
| Index | Prime Rate |
| Margin | 2 |
| Max Rate | 15% |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,980.00 (+136.46%) | $790,100 (+40.35%) | |
| 2025 | $2,529.00 (+239.92%) | $562,954 (+355.07%) | $790,100 (+538.68%) Land $147,054 Building $643,046 |
| 2023 | $744.00 | $123,708 | $123,708 Land $123,708 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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