2590 Audrey Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 2590 Audrey Ter, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Details1,163 sqft · built 1952
Lot Size0.119 acres (5,171 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Apr 2021)
Tax Bill$9,982 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN19-04407-0000-00087

Property Details

APN / Parcel Number

Primary APN19-04407-0000-00087
Alternative APN
  • 190440700087

Interior

Stories1 Story
Building Area1,163 sqft Living Area
1st Floor Area1,163 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Construction TypeFrame
Lot Area5,171 sqft (0.119 acres)
Lot Dimensions101 ft deep x 51 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address2590 AUDREY TER
CityUNION
StateNJ
Zip07083-4985
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHAMILTON PARK
Legal Block4407
Legal Lot Number87
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group2
Census Block2002
Census Tract32901

Owner

2590 Audrey Ter is owned and occupied by an individual who bought it in April 2021.

Source: Union County and Union Township records, as of July 8, 2026

Owner of RecordIndividual Name on File
Mailing Address2590 AUDREY TER, UNION, NJ 07083-4985
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Sep 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
MLB RESIDENTIAL LENDING LLC
Dec 29, 2017Grant Deed, Transfer · Conventional Mortgage
MLB RESID'L LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2021 · Amount on File
Deed SaleApr 20, 2021 · Amount on File
Prior SaleDec 29, 2017 · Amount on File
Deed Document Number20213828
Deed Book / Page6409 / 2699
Record UpdatedOct 29, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateApr 20, 2021
Property Address2590 AUDREY TER, UNION, NJ 07083-4985
Document Number0064092699
Book / Page6409 / 2699
Instrument DateApr 13, 2021
Instrument3828
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyACRES LAND TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,263.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address608 WASHINGTON AVE, 608, KENILWORTH, NJ 07033-1250

Transferred To (Grantee/Buyer)

NameVerified Name
Address2590 AUDREY TER, UNION, NJ 07083-4985

Mortgage

Document Number10063
DateApr 20, 2021
Instrument10063
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address2590 AUDREY TER, UNION, NJ 07083-4985
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyALL AHEAD TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147582056
DateSep 2, 2020
Book Page14758/2056
Instrument697924
Lender
NameMLB RESIDENTIAL LENDING LLC
TypeMortgage Company
AddressSPRINGFIELD, NJ 07081
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 1, 2040

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateDec 29, 2017
Property Address2590 AUDREY TER, UNION, NJ 07083-4985
Document Number0062370323
Book / Page006237 / 000323
Instrument DateDec 14, 2017
Instrument295183
Transaction TypeTransfer
Record UpdatedJan 25, 2019
Title CompanyWFG NATIONAL TITLE INSURANCE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2590 AUDREY TER UNION NJ 070834985, UNION, NJ 07083-4985

Mortgage

Document Number143860843
DateDec 29, 2017
Book Page014386/000843
Instrument651493
Lender
NameMLB RESID'L LNDG
AddressSPRINGFIELD, NJ 07081
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2590 Audrey Ter was $9,982, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$42,800 (-) Land $20,400 Building $22,400$42,800 (-) Land $20,400 Building $22,400
2025$9,982.00 (+4.35%)$42,800 Land $20,400 Building $22,400$42,800 Land $20,400 Building $22,400
2024$9,566.00
2023$42,800 Land $20,400 Building $22,400$42,800 Land $20,400 Building $22,400
2022$8,952.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2590 Audrey Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 35 policies
Nearby Flood Policies35 in force
Nearby Flood Claims98 (1989–2023)
Claims Outside the SFHA14 of 98
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 23 claims
  • Hurricane Irene, Aug 2011 · 32 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2590 Audrey Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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