2589 Audrey Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 2589 Audrey Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1950
Lot Size	0.164 acres (7,148 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Jan 2022)
Tax Bill	$9,422 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-04408-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`19-04408-0000-00031`
Alternative APN	`190440800031`

Interior

Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	7,148 sqft (0.164 acres)
Lot Dimensions	130 ft deep x 55 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2589 AUDREY TER
City	UNION
State	NJ
Zip	07083-4943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HAMILTON PARK
Legal Block	4408
Legal Lot Number	31
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1015
Census Tract	32901

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2589 AUDREY TER, UNION, NJ 07083-4943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Prior Sale	Mar 7, 2008 · Amount on Record
Deed Document Number	202214153
Deed Book / Page	6448 / 638
Record Updated	Oct 29, 2026

January 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Jan 24, 2022
Property Address	2589 AUDREY TER, UNION, NJ 07083-4943
Document Number	0064480638
Book / Page	6448 / 638
Instrument Date	Jan 18, 2022
Instrument	14153
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	780 FAIRWAY DR, UNION, NJ 07083-8712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2589 AUDREY TER, UNION, NJ 07083-4943

Mortgage

Document Number	0000030138
Date	Jan 24, 2022
Instrument	30138

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,400 (-) Land $20,900 Building $19,500	$40,400 (-) Land $20,900 Building $19,500
2025	$9,422.00 (+4.35%)	$40,400 (-) Land $20,900 Building $19,500	$40,400 (-) Land $20,900 Building $19,500
2024	$9,029.00 (+6.85%)
2023		$40,400 Land $20,900 Building $19,500	$40,400 Land $20,900 Building $19,500
2022	$8,450.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	41 (1978–2021)
Claims Outside the SFHA	8 of 41
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 15 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20