2590 3rd St, Atwater, CA 95301 Property Records

Merced County property record for 2590 3rd St, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 1957
Lot Size	0.249 acres (10,850 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Mar 2018)
Tax Bill	$2,961 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Feb 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`002-043-014-000`

Property Details

APN / Parcel Number

Primary APN	`002-043-014-000`
Alternative APN	`002-043-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
Gross Area	1,878 sqft
1st Floor Area	1,438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1966
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	10,850 sqft (0.249 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	002-043-014
Street Address	2590 3RD ST
City	ATWATER
State	CA
Zip	95301-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	LORING SUB #3 LOT 20
Legal Subdivision	LORING SUB #3
Legal Lot Number	20
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1000
Census Tract	602

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2590 3RD ST, ATWATER, CA 95301-2703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 2, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
May 14, 2018	Deed of Trust, Mortgage LOW VA RATES LLC
Mar 20, 2018	Grant Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 12, 2017	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2018 · Amount on Record
Deed Sale	Mar 20, 2018 · Amount on Record
Prior Sale	Oct 12, 2017 · Amount on Record
Deed Document Number	20188020
Prior Transfer Date	Feb 1, 1999
Prior Transfer Doc	0000003697
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2590 3RD ST, ATWATER, CA 95301-2703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036117
Date	Nov 5, 2019
Instrument	2019036117

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2590 3RD ST, ATWATER, CA 95301-2703
Document Number	0000004107
Instrument Date	Feb 2, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2590 3RD ST ATWATER CA 953012703, ATWATER, CA 95301-2703

Mortgage

Document Number	0000004107
Date	Feb 11, 2019
Instrument	4107

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2590 3RD ST, ATWATER, CA 95301-2703
Document Number	0000015267
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2590 3RD ST ATWATER CA 953012703, ATWATER, CA 95301-2703

Mortgage

Document Number	0000015267
Date	May 22, 2018
Instrument	15267

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 20, 2018
Property Address	2590 3RD ST, ATWATER, CA 95301-2703
Document Number	0000008020
Map Reference	VOL 13 PG 58
Instrument Date	Feb 22, 2018
Instrument	2018008020
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2590 3RD ST, ATWATER, CA 95301-2703

Mortgage

Document Number	0000008021
Date	Mar 20, 2018
Instrument	2018008021

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MERCED CA
Recording Date	Oct 12, 2017
Property Address	2590 3RD ST, ATWATER, CA 95301-2703
Document Number	0000033435
Instrument Date	Oct 3, 2017
Instrument	33435
Transaction Type	Foreclosure
Record Updated	Oct 27, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$192.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 LAUGHLIN CT MERCED CA 953415491, MERCED, CA 95341-5491

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$278,535 (+2%) Land $52,224 Building $226,311
2025	$2,961.00 (+5.22%)	$273,074 (+4.04%) Land $51,200 Building $221,874
2023	$2,814.00 (+1.08%)	$262,472 Land $49,213 Building $213,259
2022	$2,784.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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