2399 3rd St, Atwater, CA 95301 Property Records

Merced County property record for 2399 3rd St, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 1954
Lot Size	0.183 acres (7,986 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Aug 2026)
Tax Bill	$3,376 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`002-061-006-000`

Property Details

APN / Parcel Number

Primary APN	`002-061-006-000`
Alternative APN	`002-061-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,490 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	1,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,986 sqft (0.183 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	002-061-006
Street Address	2399 3RD ST
City	ATWATER
State	CA
Zip	95301-3345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	WOODS PARK LOT 32
Legal Subdivision	WOODS PARK
Legal Lot Number	32
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1012
Census Tract	602

Owner

Source: Merced County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2399 3RD ST, ATWATER, CA 95301-3345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE
Aug 3, 2026	Grant Deed, Transfer · Conventional Mortgage NETX MORTGAGE LLC
Aug 6, 2020	Grant Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 19, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 12, 2017	Grant Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Aug 6, 2020 · Amount on Record
Deed Document Number	202620780
Prior Transfer Date	Aug 10, 2006
Prior Transfer Doc	0000057364
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 3, 2026
Property Address	2399 3RD ST, ATWATER, CA 95301-3345
Document Number	0000020781
Instrument Date	Jul 31, 2026
Instrument	202620781
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2399 3RD ST, ATWATER, CA 95301-3345

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 3, 2026
Property Address	2399 3RD ST, ATWATER, CA 95301-3345
Document Number	0000020780
Instrument Date	Jul 22, 2026
Instrument	202620780
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2399 3RD ST, ATWATER, CA 95301-3345

Mortgage

Document Number	0000020782,
Date	Aug 3, 2026
Instrument	202620782

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 6, 2020
Property Address	2399 3RD ST, ATWATER, CA 95301-3345
Document Number	0000026759
Map Reference	MB 13 PG 30
Instrument Date	Jun 25, 2020
Instrument	2020026759
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2399 3RD ST, ATWATER, CA 95301-3345

Mortgage

Document Number	0000026760
Date	Aug 6, 2020
Instrument	2020026760

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jul 19, 2018
Property Address	2399 3RD ST, ATWATER, CA 95301-3345
Document Number	0000021824
Instrument Date	Jul 17, 2018
Instrument	21824
Transaction Type	Transfer
Record Updated	Aug 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7160 STATE HIGHWAY 140 ATWATER CA 953019701, ATWATER, CA 95301-9701

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 12, 2017
Property Address	2399 3RD ST, ATWATER, CA 95301-3345
Document Number	0000022139
Instrument Date	Jun 20, 2017
Instrument	22139
Transaction Type	Transfer
Record Updated	Sep 20, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2399 3RD ST ATWATER CA 953013345, ATWATER, CA 95301-3345

Mortgage

Document Number	22140
Date	Jul 12, 2017
Instrument	22140

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$317,972 (+2%) Land $82,804 Building $235,168
2025	$3,376.00 (+2.46%)	$311,738 (+4.04%) Land $81,181 Building $230,557
2024	$3,295.00 (+2.68%)
2023	$3,209.00 (+1.1%)	$299,635 Land $78,030 Building $221,605
2022	$3,174.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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