259 Terrace Dr, Brandon, MS 39042 Property Records

Rankin County property record for 259 Terrace Dr, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,152 sqft · built 2000
Lot Size	0.148 acres (6,463 sqft)
Owner	Individual Name on File
Tax Bill	$1,219 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`H09C000015 00360`

Property Details

APN / Parcel Number

Primary APN	`H09C000015 00360`
Alternative APN	`55601`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,152 sqft Adjusted Area
1st Floor Area	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	6,463 sqft (0.148 acres)
Patio Area	96 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	55601
Street Address	259 TERRACE DR
City	BRANDON
State	MS
Zip	39042-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 THE TERRACES OF CROSSGATES
Legal Range	03E
Legal Township	05N
Legal Section	08
Legal Lot Number	36
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	5
Census Block	5010
Census Tract	20208

Owner

259 Terrace Dr is owned and occupied by an individual who acquired it in December 2006.

Source: Rankin County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	259 TERRACE DR, BRANDON, MS 39042-2340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 7, 2006
Transfer Doc	2007000806
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	259 TERRACE DR, BRANDON, MS 39042-2340
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029059
Date	Mar 16, 2022
Book Page	3022/29059

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 259 Terrace Dr was $1,219 with exemptions applied, down 47% from the year before.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Brandon City
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,219.00 (-47%) Homeowner's exemption Senior Citizen's exemption	$19,645
2024	$2,300.00		$196,450 Land $35,000 Building $161,450
2023		$18,691
2021			$186,910 Land $35,000 Building $151,910
2019	$1,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 259 Terrace Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (1981–2025)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 259 Terrace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAYLORSVILLE W/A #1 public/private · serves 1,845 people · EPA ID MS0610028
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20