259 S Cedar St, Mobile, AL 36602 Property Records

Mobile County property record for 259 S Cedar St, Mobile, AL 36602

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,736 sqft · built 1997
Owner	Individual Name on Record
Last Sale	$600,000 (Dec 2021)
Tax Bill	$6,564 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R022906400011208011`

Property Details

APN / Parcel Number

Primary APN	`R022906400011208011`
Alternative APNs	`29 06 40 0 011 208.011` `02422783` `2422783`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,736 sqft Living Area
1st Floor Area	3,256 sqft
Upper Floors Area	960 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2422783
Old Parcel Number	R022906400011208011
Street Address	259 S CEDAR ST
City	MOBILE
State	AL
Zip	36602-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 RESUB OF BLK 311 WEST CHURCH ST COMMUNITY DEVELOPMENT MBK 54/120 #SEC 40 T4S R1W #MP29 06 40 0 011
Legal Range	01W
Legal Township	04S
Legal Section	40
Legal Subdivision	CHURCH ST COMMUNITY DEVELOPMENT
Legal Block	311
Legal Lot Number	11
Legal Unit	Y
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1087
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Church Street East Historic District (Boundary Increase) listed 1984 · 25 contributing resources · NRIS 84000663

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14028 PUERTO DR, OCEAN SPRINGS, MS 39564-2586
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Oct 9, 2015 · Amount on Record
Deed Document Number	2021084972
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 28, 2021
Property Address	259 S CEDAR ST, MOBILE, AL 36602-1907
Document Number	0000084972
Map Reference	MB 54 PG 120
Instrument Date	Dec 15, 2021
Instrument	2021084972
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 54388, MOBILE, AL 36602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14028 PUERTO DR, OCEAN SPRINGS, MS 39564-2586
Investor	Possibly a Property Investor

Mortgage

Document Number	0000084973
Date	Dec 28, 2021
Instrument	2021084973

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	259 S CEDAR ST, MOBILE, AL 36602-1907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035261
Date	Jun 16, 2020
Instrument	2020035261

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,564.00 (-1.13%)	$103,220 (-1.13%) Land $9,000 Building $94,220	$516,100 (-1.13%) Land $45,000 Building $471,100
2024	$6,639.00 (+9.46%)	$104,400 (+9.48%) Land $9,000 Building $95,400	$522,000 (+9.48%) Land $45,000 Building $477,000
2023	$6,065.00	$95,360 Land $9,000 Building $86,360	$476,800 Land $45,000 Building $431,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	134 units insured incl. 55 condo units
Nearby Flood Claims	179 (1979–2022)
Claims Outside the SFHA	43 of 179
Most Recent Claim	Nov 2022 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 53 claims Hurricane Georges, Sep 1998 · 20 claims Hurricane Elena, Sep 1985 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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