255 S Cedar St, Mobile, AL 36602 Property Records

Mobile County property record for 255 S Cedar St, Mobile, AL 36602

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,614 sqft · built 1999
Lot Size	0.17 acres (7,425 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,000 (Jun 2026)
Tax Bill	$3,574 (2025)
Deeds & Mortgages	Jun 2026 Sale Dec 2017 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R022906400011208`

Property Details

APN / Parcel Number

Primary APN	`R022906400011208`
Alternative APNs	`29 06 40 0 011 208.XXX` `00763230` `763230`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,614 sqft Living Area
1st Floor Area	2,453 sqft
Upper Floors Area	868 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,425 sqft (0.17 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	763230
Street Address	255 S CEDAR ST
City	MOBILE
State	AL
Zip	36602-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 RESUB OF BLK 311 WEST CHURCH ST COMMUNITY DEVELOPMENT MBK 54/120 #SEC 40 T4S R1W #MP29 06 40 0 011
Legal Range	04S
Legal Township	04S
Legal Section	40
Legal Subdivision	CHURCH ST COMMUNITY DEVELOPMENT
Legal Block	311
Legal Lot Number	12
Legal Unit	Y
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1087
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Church Street East Historic District (Boundary Increase) listed 1984 · 25 contributing resources · NRIS 84000663

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mobile County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	255 S CEDAR ST, MOBILE, AL 36602-1907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 28, 2017	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 2, 2019	Warranty Deed, Transfer GUARANTEE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Apr 2, 2019 · Amount on Record
Deed Document Number	202638474
Prior Transfer Date	Jun 25, 2026
Prior Transfer Doc	0000038474
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 30, 2026
Property Address	255 S CEDAR ST, MOBILE, AL 36602-1907
Document Number	0000038474
Instrument Date	Jun 25, 2026
Instrument	202638474
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$28,684.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 S CEDAR ST, MOBILE, AL 36602-1907

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	255 S CEDAR ST, MOBILE, AL 36602-1907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071926
Date	Dec 28, 2017
Book Page	7589/0525
Instrument	2017071926

Lender

Name	COMPASS BANK
Type	Bank
Address	MOBILE, AL 36602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 13, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	255 S CEDAR ST, MOBILE, AL 36602-1907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SURETY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002985
Date	Jan 16, 2020
Instrument	2020002985

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 2, 2019
Property Address	255 S CEDAR ST, MOBILE, AL 36602-1907
Document Number	0000017271
Instrument Date	Apr 1, 2019
Instrument	17271
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	GUARANTEE TITLE

Transaction

Amount	Amount Recorded
Tax	$1.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	255 S CEDAR ST MOBILE AL 366021907, MOBILE, AL 36602-1907

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,574.00 (+213.78%) Homeowner's exemption	$57,330 (+201.9%) Land $4,500 Building $52,830	$573,300 (+201.9%) Land $45,000 Building $528,300
2024	$1,139.00 (-63.49%) Homeowner's exemption	$18,990 (-62.04%) Land $4,500 Building $14,490	$189,900 (-62.04%) Land $45,000 Building $144,900
2023	$3,120.00 Homeowner's exemption	$50,020 Land $4,500 Building $45,520	$500,200 Land $45,000 Building $455,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	134 units insured incl. 55 condo units
Nearby Flood Claims	179 (1979–2022)
Claims Outside the SFHA	43 of 179
Most Recent Claim	Nov 2022 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 53 claims Hurricane Georges, Sep 1998 · 20 claims Hurricane Elena, Sep 1985 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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