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259 North St, Saugatuck, MI 49453 Property Records

Allegan County property record for 259 North St, Saugatuck, MI 49453

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,561 sqft · built 1938
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Deeds & MortgagesAug 2023 Sale
Nov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN57-054-003-00

Property Details

APN / Parcel Number

Primary APN57-054-003-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,561 sqft Living Area
1st Floor Area1,084 sqft
Basement Area636 sqft

Exterior

Year BuiltBuilt 1938
Exterior MaterialWood
Foundation TypeRaised
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions198 ft deep x 66 ft wide
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Old Parcel Number57-054-003-00
Street Address259 NORTH ST
CitySAUGATUCK
StateMI
Zip49453-9777
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR-COMM RES R-1
Legal DescriptionLOT 5 ALSO LOT 8 EX BEG AT SW COR SD LOT 8 TH N 63.24' TH E 66.36' TH S 65.52' TH W 66.31' TO POB TH E BLK 4 BANDLE'S
Legal SubdivisionBANDLES ADD
Legal Block4
Legal Lot Number5,8
JurisdictionALLEGAN MI
Township / Civil DivisionSAUGATUCK
Census Block Group2
Census Block2026
Census Tract30801

Owner

259 North St is owned and occupied by an individual who acquired it in August 2023.

Source: Allegan County records, as of August 25, 2023

Owner of RecordIndividual Name on File
Mailing Address259 NORTH ST, SAUGATUCK, MI 49453-9777
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Deed, Transfer
Nov 28, 2017Deed of Trust, Mortgage · Line of Credit
MACATAWA BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2023
Deed SaleAug 14, 2023
Prior SaleOct 6, 2014
Deed Document Number2023011574
Deed Book / Page4878 / 133
Record UpdatedJun 7, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionALLEGAN MI
Recording DateAug 14, 2023
Property Address259 NORTH ST, SAUGATUCK, MI 49453-9777
Document Number004878/133
Book / Page4878 / 133
Instrument DateAug 8, 2023
Instrument2023011574
Transaction TypeTransfer
Record UpdatedAug 28, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address989 SINGAPORE DR, SAUGATUCK, MI 49453-9445

Transferred To (Grantee/Buyer)

NameVerified Name
Address259 NORTH ST, SAUGATUCK, MI 49453-9777

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address259 NORTH ST, SAUGATUCK, MI 49453-9777
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4199/440
DateNov 28, 2017
Book Page4199/440
Instrument4199-440
Lender
NameMACATAWA BANK
TypeBank
AddressHOLLAND, MI 49424
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalitySaugatuck City
Unified School DistrictSaugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$158,500 Land $77,600 Building $80,900$317,000 Land $155,200 Building $161,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 259 North St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 259 North St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKALAMAZOO LAKE SEWER & WATER AUTHORITY
serves 5,000 people · EPA ID MI0003525
Water SourceGroundwater
Last State InspectionJun 2021
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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