Allegan County property record for 251 North St, Saugatuck, MI 49453
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,173 sqft |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Last Sale | $635,000 (Mar 2026) |
| Tax Bill | $6,199 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Mar 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-054-002-20 |
| Primary APN | 57-054-002-20 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,173 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 160 sqft |
| Unfinished Basement | 160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood Siding |
|---|---|
| Foundation Type | No Foundation |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 251 NORTH ST |
|---|---|
| City | SAUGATUCK |
| State | MI |
| Zip | 49453-9777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR-COMM RE |
| Legal Description | LOT 4 BLK 4 BANDLES ADDITION SEC 9 T3N R16W (87) |
| Legal Range | 16W |
| Legal Township | 03N |
| Legal Section | 09 |
| Legal Subdivision | BANDLES ADD |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | SAUGATUCK |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 30801 |
Source: Allegan County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 311 S WACKER DR, 1450, CHICAGO, IL 60606-6623 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 30, 2026 | Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Mar 17, 2021 | Deed of Trust, Mortgage · Line of Credit CITY OF SAUGATUCK |
| Sep 28, 2020 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF MICHIGAN CU |
| Feb 5, 2020 | Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on Record |
| Deed Sale | Mar 30, 2026 · Amount on Record |
| Prior Sale | Feb 5, 2020 · Amount on Record |
| Deed Document Number | 20265171 |
| Deed Book / Page | 5123 / 749 |
| Prior Transfer Date | Feb 3, 2011 |
| Prior Transfer Doc | 3499/180 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Mar 30, 2026 |
| Property Address | 251 NORTH ST, SAUGATUCK, MI 49453-9777 |
| Document Number | 005123/749 |
| Book / Page | 5123 / 749 |
| Map Reference | LB 2 PG 16 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026005171 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2014 MILWAUKEE AVE, MINNEAPOLIS, MN 55404-3144 |
| Name | Verified Name |
|---|---|
| Address | 311 S WACKER DR STE 1450, 1450, CHICAGO, IL 60606-6623 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 251 NORTH ST, SAUGATUCK, MI 49453-9777 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4591/491 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 4591/491 |
| Name | CITY OF SAUGATUCK |
|---|---|
| Type | Government Agency |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 251 NORTH ST, SAUGATUCK, MI 49453-9777 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4516/353 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 4516/353 |
| Name | UNIVERSITY OF MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | ANN ARBOR, MI 48104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Feb 5, 2020 |
| Property Address | 251 NORTH ST, SAUGATUCK, MI 49453-9777 |
| Document Number | 4429/160 |
| Book / Page | 4429 / 160 |
| Map Reference | MB 2 PG 16 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,992.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 251 NORTH ST, 251, SAUGATUCK, MI 49453-9777 |
| Name | Verified Name |
|---|---|
| Address | 251 NORTH ST, SAUGATUCK, MI 49453-9777 |
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Saugatuck City |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $406,300 (+24.56%) Land $97,600 Building $308,700 | $812,600 (+24.56%) Land $195,200 Building $617,400 | |
| 2025 | $6,199.00 (+3.25%) Homeowner's exemption | $326,200 (+60.77%) Land $85,700 Building $240,500 | $652,400 (+60.77%) Land $171,400 Building $481,000 |
| 2024 | $6,004.00 | ||
| 2023 | $202,900 Land $63,400 Building $139,500 | $405,800 Land $126,800 Building $279,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures