259 Harbor View Ln, Petoskey, MI 49770 Property Records

Emmet County property record for 259 Harbor View Ln, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,504 sqft
Lot Size	5.62 acres (244,807 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jul 2010)
Tax Bill	$5,826 (2024)
Deeds & Mortgages	Jan 2024 Transfer Sep 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-03-200-013`

Property Details

APN / Parcel Number

Primary APN	`01-19-03-200-013`

Interior

Full Baths	3 Baths
Stories	5 Stories
Building Area	4,504 sqft Living Area
1st Floor Area	1,664 sqft
Basement Area	1,304 sqft
Unfinished Basement	1,508 sqft

Exterior

Architectural Style	Other
Lot Area	244,807 sqft (5.62 acres)
Garage Area	672 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	259 HARBOR VIEW LN
City	PETOSKEY
State	MI
Zip	49770-8692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC R-1
Legal Description	PT OF SW ? OF NE ? OF SECTION 3, S ? OF N ? OF W ? OF W ? OF SW ? OF NE ? & N ? OF S ? OF W ? OF W ? OF SW ? OF NE ? OF SD SEC. ALSO INC COM AT N ? COR OF SD SEC, TH S00?06?22?W 1181.88 FT ALG N/S ? LN OF SD SEC, TH S00?15?46?E 334.90 FT TH S89?43?07
Legal Range	05W
Legal Township	34N
Legal Section	03
Legal Subdivision	S3 T34N R5W
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	1
Census Block	1014
Census Tract	970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	259 HARBOR VIEW LN, PETOSKEY, MI 49770-8692
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Quit Claim Deed, Transfer Quitclaim
Sep 26, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Dec 14, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2010 · Amount on File
Deed Sale	Jul 20, 2010 · Amount on File
Prior Sale	Jan 2, 2003
Deed Book / Page	1125 / 539
Last Transfer Date	May 13, 2025
Transfer Doc	001267/229
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jan 2, 2024
Property Address	259 HARBOR VIEW LN, PETOSKEY, MI 49770-8692
Document Number	001256/810
Book / Page	1256 / 810
Instrument Date	Nov 1, 2023
Instrument	5209819
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8860 HORTON BAY RD, PETOSKEY, MI 49770-9117

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Sep 26, 2023
Property Address	259 HARBOR VIEW LN, PETOSKEY, MI 49770-8692
Document Number	00001255/6
Book / Page	1255 / 6
Instrument Date	Sep 26, 2023
Instrument	5207996
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 HARBOR VIEW LN, PETOSKEY, MI 49770-8692

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	259 HARBOR VIEW LN, PETOSKEY, MI 49770-8692
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 HARBOR VIEW LN, PETOSKEY, MI 49770-8692

Mortgage

Document Number	0000001231/0000000015
Date	Mar 17, 2021
Book Page	0000001231/0000000015
Instrument	5183981

Lender

Name	TCF NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EMMET MI
Recording Date	Dec 14, 2017
Property Address	259 HARBOR VIEW LN, PETOSKEY, MI 49770-8692
Document Number	1200/0068
Book / Page	1200 / 0068
Instrument Date	Nov 29, 2017
Instrument	5152950
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	259 HARBOR VIEW LN, 259, PETOSKEY, MI 49770-8692

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 HARBOR VIEW LN, PETOSKEY, MI 49770-8692

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,000 (+8.08%) Land $33,800 Building $438,200	$944,000 (+8.08%) Land $67,600 Building $876,400
2025		$436,700 (+25.24%) Land $27,700 Building $409,000	$873,400 (+25.24%) Land $55,400 Building $818,000
2024	$5,826.00
2023		$348,700 Land $24,000 Building $324,700	$697,400 Land $48,000 Building $649,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Truestream.

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