358 Harbor View Ln, Petoskey, MI 49770 Property Records

Emmet County property record for 358 Harbor View Ln, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Lot Size	1.05 acres (45,917 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,059 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-03-177-130`

Property Details

APN / Parcel Number

Primary APN	`01-19-03-177-130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,581 sqft Living Area
1st Floor Area	1,581 sqft
Basement Area	1,581 sqft
Unfinished Basement	1,581 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Condo/Apartment
Lot Area	45,917 sqft
Garage Area	675 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	358 HARBOR VIEW LN
City	PETOSKEY
State	MI
Zip	49770-7614
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC R-1
Legal Description	HARBOR VIEW HILLS CONDOMINIUM, UNIT 30. PLAN #106. SECTION 3, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	03
Legal Subdivision	HARBOR VIEW HILLS SUBDIVISION
Legal Unit	30
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	1
Census Block	1014
Census Tract	970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	358 HARBOR VIEW LN, PETOSKEY, MI 49770-7614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHARLEVOIX STATE BANK
Jun 13, 2023	Warranty Deed, Transfer
May 16, 2017	Warranty Deed, Transfer ATTORNEYS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2025
Deed Sale	Jul 8, 2025
Prior Sale	Jun 13, 2023 · Amount on Record
Deed Document Number	20255221247
Deed Book / Page	1268 / 221
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	358 HARBOR VIEW LN, PETOSKEY, MI 49770-7614
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 W MITCHELL ST, PETOSKEY, MI 49770-2325

Mortgage

Document Number	0000001253/0000000485
Date	Jul 17, 2023
Book Page	0000001253/0000000485
Instrument	5206477

Lender

Name	CHARLEVOIX STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 13, 2023
Property Address	358 HARBOR VIEW LN, PETOSKEY, MI 49770-7614
Document Number	001252/776
Book / Page	1252 / 776
Instrument Date	Jun 5, 2023
Instrument	5205766
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 W MITCHELL ST, PETOSKEY, MI 49770-2325

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	May 16, 2017
Property Address	358 HARBOR VIEW LN, PETOSKEY, MI 49770-7614
Document Number	1194/0811
Book / Page	1194 / 0811
Instrument Date	May 12, 2017
Instrument	5147687
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEYS TITLE

Transaction

Amount	Amount Recorded
Tax	$201.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3590 COUNTRY CLUB RD, 3590, PETOSKEY, MI 49770-8206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1574 CASTLE DR, PETOSKEY, MI 49770-8781
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,400 (+2,399.34%) Land $377,400	$754,800 (+2,399.34%) Land $754,800
2024	$2,059.00
2023		$15,100 Land $15,100	$30,200 Land $30,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Truestream.

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