259 E 46th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 259 E 46th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 2000
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Mar 2018)
Tax Bill	$4,997 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0154-203-03-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-203-03-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
Gross Area	2,190 sqft
1st Floor Area	1,770 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	564 sqft
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	259 E 46TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1834 LOT 3 BLOCK 11 SAN BERNARDINO HEIGHTS
Legal Subdivision	TRACT NO. 1834
Legal Tract	1834
Legal Block	11
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3011
Census Tract	4505

Owner

259 E 46th St is owned and occupied by two individuals who bought it in March 2018.

Source: San Bernardino County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	259 E 46TH ST, SAN BERNARDINO, CA 92404-1250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Sep 17, 2019	Deed of Trust, Mortgage · FHA Mortgage ARC HOME LLC
Mar 19, 2018	Grant Deed, Transfer · Stand-Alone Second Mortgage BAY VALLEY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2018 · Amount on File
Deed Sale	Mar 19, 2018 · Amount on File
Prior Sale	Apr 29, 2015 · Amount on File
Deed Document Number	201894620
Prior Transfer Date	Dec 7, 1995
Prior Transfer Doc	0000424096
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	259 E 46TH ST, SAN BERNARDINO, CA 92404-1250
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 E 46TH ST, SAN BERNARDINO, CA 92404-1250

Mortgage

Document Number	0000018075
Date	Jan 14, 2022
Instrument	2022-0018075

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	259 E 46TH ST, SAN BERNARDINO, CA 92404-1250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000333186
Date	Sep 17, 2019
Instrument	2019-0333186

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 19, 2018
Property Address	259 E 46TH ST, SAN BERNARDINO, CA 92404-1250
Document Number	0000094620
Map Reference	MB 26 PG 52
Instrument Date	Feb 6, 2018
Instrument	2018-0094620
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	259 E 46TH ST, SAN BERNARDINO, CA 92404-1250

Mortgage

Document Number	0000094621
Date	Mar 19, 2018
Instrument	2018-0094621

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000094623
Date	Mar 19, 2018
Instrument	2018-0094623

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company
Address	LA PALMA, CA 90623

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 259 E 46th St was $4,997.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$365,585 (+2%) Land $109,676 Building $255,909
2025	$4,997.00	$358,416 Land $107,525 Building $250,891
2023	$4,428.00 (-0.2%)	$344,499 Land $103,350 Building $241,149
2022	$4,437.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 259 E 46th St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 259 E 46th St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on E 46th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures