255 E 46th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 255 E 46th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1995
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2019)
Tax Bill	$4,533 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`0154-203-02-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-203-02-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	1,911 sqft
1st Floor Area	1,428 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	255 E 46TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1834 LOT 2 BLOCK 11 SAN BERNARDINO HEIGHTS
Legal Subdivision	SAN BERNARDINO HEIGHTS
Legal Tract	1834
Legal Block	11
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3011
Census Tract	4505

Owner

255 E 46th St is owned and occupied by two individuals who bought it in November 2019.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	255 E 46TH ST, SAN BERNARDINO, CA 92404-1250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC
Jan 26, 2021	Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC
Mar 16, 2017	Deed of Trust, Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage VISION ONE MORTGAGE INC
Nov 21, 2019	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Jul 30, 2019	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Jul 30, 2019 · Amount on File
Deed Document Number	2019432700
Prior Transfer Date	Nov 2, 2006
Prior Transfer Doc	0000759087
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	255 E 46TH ST, SAN BERNARDINO, CA 92404-1250
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 E 46TH ST, SAN BERNARDINO, CA 92404-1250

Mortgage

Document Number	0000069753
Date	Feb 22, 2022
Instrument	2022-0069753

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	255 E 46TH ST, SAN BERNARDINO, CA 92404-1250
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 E 46TH ST, SAN BERNARDINO, CA 92404-1250

Mortgage

Document Number	0000037774
Date	Jan 26, 2021
Instrument	2021-0037774

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	255 E 46TH ST, SAN BERNARDINO, CA 92404-1250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113522
Date	Mar 16, 2017
Instrument	2017-0113522

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount on Record
Term	337 Months
Due	Apr 1, 2045

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	255 E 46TH ST, SAN BERNARDINO, CA 92404-1250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000141174
Date	Apr 19, 2018
Instrument	2018-0141174

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 21, 2019
Property Address	255 E 46TH ST, SAN BERNARDINO, CA 92404-1250
Document Number	0000432700
Map Reference	MB 26 PG 52
Instrument Date	Oct 22, 2019
Instrument	2019-0432700
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	255 E 46TH ST, SAN BERNARDINO, CA 92404-1250

Mortgage

Document Number	0000432701
Date	Nov 21, 2019
Instrument	2019-0432701

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 30, 2019
Property Address	255 E 46TH ST, SAN BERNARDINO, CA 92404-1250
Document Number	0000257276
Instrument Date	Jul 26, 2019
Instrument	257276
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$338.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	255 E 46TH ST SAN BERNARDINO CA 924041250, SAN BERNARDINO, CA 92404-1250
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 255 E 46th St was $4,533.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$356,967 (+2%) Land $107,091 Building $249,876
2025	$4,533.00	$349,967 Land $104,991 Building $244,976
2023	$4,328.00 (-0.18%)	$336,378 Land $100,914 Building $235,464
2022	$4,336.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 255 E 46th St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 E 46th St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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