Richland County property record for 259 Charlie Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,188 sqft · built 1984 |
| Lot Size | 2.52 acres (109,771 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,561 (2025) |
| Deeds & Mortgages | Mar 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 23200-01-05 |
| Primary APN | 23200-01-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,188 sqft Heated Area |
| Gross Area | 1,840 sqft |
| 1st Floor Area | 1,188 sqft |
| Utility Area | 30 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Cape Cod |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 109,771 sqft (2.52 acres) |
| Porch | Slab |
| Porch Area | 30 sqft |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 00843190 |
|---|---|
| Street Address | 259 CHARLIE RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-9663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | PARCEL F #SU #PR 53-9741 RB 56-6650 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11422 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 259 CHARLIE RD, ELGIN, SC 29045-9663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 21, 2001 |
| Transfer Doc | 0610/1531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 259 CHARLIE RD, ELGIN, SC 29045-9663 |
| Document Number | 2509/3976 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 259 CHARLIE RD ELGIN SC 290459663, ELGIN, SC 29045-9663 |
| Document Number | 2509/3976 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 002509/003976 |
| Instrument | 35411 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 16, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,561.00 (+13.78%) | $141,200 (-) | $183,300 (-) Land $47,900 Building $135,400 |
| 2024 | $141,200 (+2,774.59%) | $183,300 (+49.27%) Land $47,900 Building $135,400 | |
| 2023 | $1,372.00 (+1.55%) | $4,912 (+0.04%) | $122,800 (-) |
| 2021 | $1,351.00 | $4,910 | $122,800 Land $27,500 Building $95,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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