Richland County property record for 251 Charlie Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,488 sqft · built 1980 |
| Lot Size | 4.35 acres (189,486 sqft) |
| Owner | Company Name on Record |
| Last Sale | $250,000 (Jun 2022) |
| Tax Bill | $2,337 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23200-01-15 |
| Primary APN | 23200-01-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,488 sqft Heated Area |
| Gross Area | 2,476 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 476 sqft |
| Unfinished Basement | 476 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 189,486 sqft (4.35 acres) |
| Porch | Slab |
| Porch Area | 184 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 00843289 |
|---|---|
| Street Address | 251 CHARLIE RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-9663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | TRACTS A B & C 205.6X322.6X56.7X329.1X228.1X 178.6X76.5X279.1X254.7 #SU |
| Legal Tract | B |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11422 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 24, 2022 | Deed, Transfer |
| Aug 1, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on Record |
| Deed Sale | Jun 24, 2022 · Amount on Record |
| Prior Sale | Aug 1, 2020 · Amount on Record |
| Deed Document Number | 202236265 |
| Deed Book / Page | 2756 / 3713 |
| Prior Transfer Date | Apr 2, 2020 |
| Prior Transfer Doc | 0024830064 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 251 CHARLIE RD, ELGIN, SC 29045-9663 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 251 CHARLIE RD, ELGIN, SC 29045-9663 |
| Document Number | 0030901719 |
|---|---|
| Date | Jan 9, 2026 |
| Book Page | 3090/1719 |
| Instrument | 2026001350 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 24, 2022 |
| Property Address | 251 CHARLIE RD, ELGIN, SC 29045-9663 |
| Document Number | 0027563713 |
| Book / Page | 2756 / 3713 |
| Map Reference | MB 698 PG 3120 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 2022036265 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $650.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 251 CHARLIE RD, ELGIN, SC 29045-9663 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 1, 2020 |
| Property Address | 251 CHARLIE RD, ELGIN, SC 29045-9663 |
| Document Number | 2514/0094 |
| Book / Page | 002514 / 000094 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 38209 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 251 CHARLIE RD ELGIN SC 290459663, ELGIN, SC 29045-9663 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,337.00 (-3.19%) | $271,710 (+5.38%) | |
| 2024 | $257,850 (+157.85%) | ||
| 2023 | $2,414.00 (+107.92%) | ||
| 2021 | $1,161.00 | $4,000 | $100,000 Land $47,500 Building $52,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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