2589 Old Ferrum Rd, Ferrum, VA 24088 Property Records

Franklin County property record for 2589 Old Ferrum Rd, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,218 sqft · built 1987
Lot Size	1.98 acres (86,597 sqft)
Owner	Individual Name on Record
Last Sale	$113,400 (Dec 2020)
Tax Bill	$866 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081 00-005 04A`

Property Details

APN / Parcel Number

Primary APN	`081 00-005 04A`
Alternative APN	`25152`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
Gross Area	1,662 sqft
1st Floor Area	1,218 sqft
Basement Area	1,218 sqft
Unfinished Basement	1,218 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	86,597 sqft (1.98 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Patio
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	25152
Street Address	2589 OLD FERRUM RD
City	FERRUM
State	VA
Zip	24088-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RT 864-OLD FERRUM RD
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1040
Census Tract	20701

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2589 OLD FERRUM RD, FERRUM, VA 24088-4301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	202010359
Deed Book / Page	1153 / 343
Record Updated	Sep 20, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 14, 2020
Property Address	2589 OLD FERRUM RD, FERRUM, VA 24088-4301
Document Number	0011530343
Book / Page	1153 / 343
Instrument Date	Dec 14, 2020
Instrument	200010359
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2589 OLD FERRUM RD, FERRUM, VA 24088-4301

Mortgage

Document Number	200010360
Date	Dec 14, 2020
Instrument	200010360

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$866.00 (+23.54%)	$201,400 (+75.13%) Land $29,000 Building $172,400	$201,400 (+75.13%) Land $29,000 Building $172,400
2023	$701.00	$115,000 (-) Land $22,000 Building $93,000	$115,000 (-) Land $22,000 Building $93,000
2022		$115,000 Land $22,000 Building $93,000	$115,000 Land $22,000 Building $93,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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