2539 Old Ferrum Rd, Ferrum, VA 24088 Property Records

Franklin County property record for 2539 Old Ferrum Rd, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,419 sqft · built 1999
Lot Size	8.69 acres (378,928 sqft)
Owner	Individual Name on Record
Tax Bill	$1,369 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`081 00-005 04`

Property Details

APN / Parcel Number

Primary APN	`081 00-005 04`
Alternative APN	`25151`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,419 sqft Living Area
Gross Area	3,231 sqft
1st Floor Area	2,419 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	378,928 sqft (8.69 acres)
Terrain	Rolling
Garage Area	2,304 sqft
Driveway	Asphalt Driveway
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	476 sqft
Shed	1 Shed
Shed Area	390 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	25151
Street Address	2539 OLD FERRUM RD
City	FERRUM
State	VA
Zip	24088-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RT 864 TRACT 1
Legal Phase	1
Legal Tract	1
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1040
Census Tract	20701

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2539 OLD FERRUM RD, FERRUM, VA 24088-4301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TR CO
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	2539 OLD FERRUM RD, FERRUM, VA 24088-4301
Document Number	0011262705
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011262705
Date	Sep 4, 2019
Book Page	001126/002705
Instrument	5474

Lender

Name	BRANCH BANKING & TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	2539 OLD FERRUM RD, FERRUM, VA 24088-4301
Document Number	0011211481
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2539 OLD FERRUM RD FERRUM VA 240884301, FERRUM, VA 24088-4301

Mortgage

Document Number	0011211481
Date	May 10, 2019
Book Page	001121/001481
Instrument	2645

Lender

Name	BRANCH BANKING & TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,369.00 (-4.86%)	$318,400 (+34.97%) Land $46,200 Building $272,200	$318,400 (+34.97%) Land $46,200 Building $272,200
2023	$1,439.00	$235,900 (-) Land $39,200 Building $196,700	$235,900 (-) Land $39,200 Building $196,700
2022		$235,900 Land $39,200 Building $196,700	$235,900 Land $39,200 Building $196,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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