Burke County property record for 2545 Lail Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,395 sqft · built 1945 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Dec 2020) |
| Tax Bill | $1,721 (2026) |
| Deeds & Mortgages | Jul 2024 Line of Credit Feb 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1773243385 |
| Primary APN | 1773243385 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,395 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 98 sqft |
| Deck Area | 48 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2545 LAIL RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-6399 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MEDIUM DEN |
| Legal Description | LOT 1 & ADDTL ACREAGE PL54-96 |
| Legal Subdivision | JEFFD MOORE AND WIFE JULIE A MOORE |
| Legal Lot Number | 1 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 20301 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2545 LAIL RD, MORGANTON, NC 28655-6399 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 11, 2021 | Intrafamily Transfer, Transfer |
| Dec 16, 2020 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Jul 24, 2020 | Warranty Deed, Transfer · Construction Mortgage LYNX HMS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2020 · Amount on Record |
| Deed Sale | Dec 16, 2020 · Amount on Record |
| Prior Sale | Jul 24, 2020 · Amount on Record |
| Deed Document Number | 202017048300 |
| Deed Book / Page | 2508 / 39 |
| Prior Transfer Date | Jul 10, 2008 |
| Prior Transfer Doc | 0017790264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2545 LAIL RD, MORGANTON, NC 28655-6399 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0027550925 |
|---|---|
| Date | Jul 22, 2024 |
| Book Page | 2755/925 |
| Instrument | 2024006422 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Feb 11, 2021 |
| Property Address | 2545 LAIL RD, MORGANTON, NC 28655-6399 |
| Document Number | 0025190201 |
| Book / Page | 2519 / 201 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 2021001552 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2545 LAIL RD, MORGANTON, NC 28655-6399 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Dec 16, 2020 |
| Property Address | 2545 LAIL RD, MORGANTON, NC 28655-6399 |
| Document Number | 0025080039 |
| Book / Page | 2508 / 39 |
| Map Reference | MB 54 PG 96 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 2017048300 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2533 LAIL RD, 2533, MORGANTON, NC 28655-6399 |
| Name | Verified Name |
|---|---|
| Address | 2545 LAIL RD, MORGANTON, NC 28655-6399 |
| Document Number | 2017048301 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2017048301 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.27% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 24, 2020 |
| Property Address | 2545 LAIL RD, MORGANTON, NC 28655-6399 |
| Document Number | 0024770935 |
| Book / Page | 002477 / 000935 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 42725 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2533 LAILRD GLEN ALPINE NC 28628, GLEN ALPINE, NC 28628 |
| Document Number | 24770939 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 002477/000939 |
| Instrument | 42726 |
| Name | LYNX HMS INC |
|---|---|
| Address | 759 HAVERHILL RD, EL CAJON, CA 92020-2025 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 23, 2021 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Glen Alpine Town |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,721.00 (+0.29%) | $199,281 (-) Land $15,600 Building $183,681 | $199,281 (-) Land $15,600 Building $183,681 |
| 2025 | $1,716.00 (-3.65%) | $199,281 (-) Land $15,600 Building $183,681 | $199,281 (-) Land $15,600 Building $183,681 |
| 2023 | $1,781.00 | $199,281 Land $15,600 Building $183,681 | $199,281 Land $15,600 Building $183,681 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Tropical Storm Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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