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2586 SW Armadillo Trl, Arcadia, FL 34266 Property Records

DeSoto County property record for 2586 SW Armadillo Trl, Arcadia, FL 34266

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,405 sqft · built 2005
Lot Size2.48 acres (108,028 sqft)
Owner2 Individual Names on Record
Last Sale$264,000 (Aug 2025)
Tax Bill$2,717 (2024)
Deeds & MortgagesAug 2026 Mortgage
Nov 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN14-38-23-0191-00A0-0420

Property Details

APN / Parcel Number

Primary APN14-38-23-0191-00A0-0420
Alternative APN
  • 950

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,405 sqft Living Area
Gross Area1,661 sqft
1st Floor Area936 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area108,028 sqft (2.48 acres)
View / LotWater
Garage TypeCarport
Garage Area524 sqft
CarportCarport
Carport Area524 sqft
PorchStoop
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2586 SW ARMADILLO TRL
CityARCADIA
StateFL
Zip34266-7014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionHIDDEN ACRES LOT 42 BLK A SEC 11 INST:200714009189 INST:201214001722 INST:201914006068 INST:201914007276
Legal Range23E
Legal Township38S
Legal Section14
Legal SubdivisionHIDDEN ACRES
Legal Tract0191
Legal BlockA
Legal Lot Number42
JurisdictionDE SOTO FL
Township / Civil DivisionARCADIA WEST
Census Block Group1
Census Block1025
Census Tract10403

Owner

Source: DeSoto County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2586 SW ARMADILLO TRL, ARCADIA, FL 34266-7014
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 15, 2019Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Sep 24, 2019Correction Deed
ATTORNEY ONLY
Mar 11, 2017Deed of Trust, Mortgage · Conventional with PMI
GREENLIGHT LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2025 · Amount on Record
Deed SaleAug 18, 2025 · Amount on Record
Prior SaleNov 15, 2019 · Amount on Record
Deed Document Number20256166
Prior Transfer DateSep 23, 2019
Prior Transfer Doc0000006068
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE SOTO FL
Recording DateAug 26, 2026
Property Address2586 SW ARMADILLO TRL, ARCADIA, FL 34266-7014
Document Number0000005816
Instrument DateAug 21, 2026
Instrument20265816
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2586 SW ARMADILLO TRL, ARCADIA, FL 34266-7014

Mortgage

Document Number0000005816,
DateAug 26, 2026
Instrument20265816
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE SOTO FL
Recording DateNov 15, 2019
Property Address2586 SW ARMADILLO TRL, ARCADIA, FL 34266-7014
Document Number0014007276
Instrument DateNov 12, 2019
Instrument201914007276
Transaction TypeTransfer
Record UpdatedMay 13, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8789 SW RABBIT TRL, 8789, ARCADIA, FL 34266-9767

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2586 SW ARMADILLO TRL, ARCADIA, FL 34266-7014

Mortgage

Document Number0014007277
DateNov 15, 2019
Instrument201914007277
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

September 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionDE SOTO FL
Recording DateSep 24, 2019
Property Address2586 SW ARMADILLO TRL, ARCADIA, FL 34266-7014
Document Number0014006068
Instrument DateSep 23, 2019
Instrument14006068
Record UpdatedOct 17, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2586 SW ARMADILLO TRL ARCADIA FL 342667014, ARCADIA, FL 34266-7014

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE SOTO FL
Property Address2586 SW ARMADILLO TRL, ARCADIA, FL 34266-7014
Document Number0014001323
Instrument DateMar 11, 2017
Transaction TypeMortgage
Record UpdatedSep 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address2586 SW ARMADILLO TRL ARCADIA FL 342667014, ARCADIA, FL 34266-7014

Mortgage

Document Number0014001323
DateMar 17, 2017
Instrument14001323
Lender
NameGREENLIGHT LOANS
TypeFunding / Finance Company
AddressDALLAS, TX 75109
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 16, 2047

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of June 4, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$188,590 (+1.66%)$311,058 (+29%) Land $45,880 Building $265,178
2024$2,717.00 (+1.99%)$185,516 (+3%)$241,128 (-22.31%) Land $45,880 Building $195,248
2023$2,664.00 (+2.74%) Homeowner's exemption$180,113 (+3%)$310,388 (+4.42%) Land $45,880 Building $264,508
2022$2,593.00 Homeowner's exemption$174,867$297,239 Land $45,880 Building $251,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 102 policies
Nearby Flood Policies102 in force
Nearby Flood Claims130 (1982–2024)
Claims Outside the SFHA13 of 130
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 28 claims
  • Hurricane Ian, Sep 2022 · 34 claims
  • Hurricane Irma, Sep 2017 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000

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