2864 SW Armadillo Trl, Arcadia, FL 34266 Property Records

DeSoto County property record for 2864 SW Armadillo Trl, Arcadia, FL 34266

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 888 sqft · built 1980
Lot Size3.26 acres (142,006 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (May 2006)
Tax Bill$932 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone AE (high risk)
APN14-38-23-0191-00A0-0330

Property Details

APN / Parcel Number

Primary APN14-38-23-0191-00A0-0330

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area888 sqft Heated Area
Gross Area1,913 sqft
FlooringCarpet
Interior WallsPlywood
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area142,006 sqft (3.26 acres)
PorchOpen Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Street Address2864 SW ARMADILLO TRL
CityARCADIA
StateFL
Zip34266-7004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionHIDDEN ACRES LOT 33 BLK A SEC 11 OR 581/888
Legal Range23E
Legal Township38S
Legal Section14
Legal SubdivisionHIDDEN ACRES
Legal Tract191
Legal BlockA
Legal Lot Number33
JurisdictionDE SOTO FL
Township / Civil DivisionARCADIA WEST
Census Block Group1
Census Block1025
Census Tract10403

Owner

Source: DeSoto County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2864 SW ARMADILLO TRL, ARCADIA, FL 34266-7004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2006 · Amount on Record
Deed SaleMay 17, 2006 · Amount on Record
Prior SaleMar 25, 1999 · Amount on Record
Deed Document Number2006006371
Deed Book / Page0581 / 0888
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE SOTO FL
Property Address2864 SW ARMADILLO TRL, ARCADIA, FL 34266-7004
Transaction TypeMortgage
Record UpdatedMar 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2864 SW ARMADILLO TRL, ARCADIA, FL 34266-7004

Mortgage

Document Number0014001074
DateFeb 18, 2021
Instrument202114001074
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMar 1, 2031

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$65,225 (+18.88%)$224,956 (+26.32%) Land $65,200 Building $159,756
2024$932.00 (+5.07%)
2023$887.00 (-4.93%) Homeowner's exemption$54,868 (-14.7%)$178,089 (-22.29%) Land $65,200 Building $112,889
2022$933.00 Homeowner's exemption$64,322$229,158 Land $81,500 Building $147,658

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 102 policies
Nearby Flood Policies102 in force
Nearby Flood Claims130 (1982–2024)
Claims Outside the SFHA13 of 130
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 28 claims
  • Hurricane Ian, Sep 2022 · 34 claims
  • Hurricane Irma, Sep 2017 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 78% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000

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