Ventura County property record for 2586 Lake Dr, Oxnard, CA 93036 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1991 |
| Square Footage | 2,193 sqft Living Area |
| Lot Size | 10,508 sqft (0.241 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,155,000 (2023) |
| Tax Bill | $14,361.00 (2025) |
| Primary APN | 140-0-045-075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,193 sqft Living Area |
| 1st Floor | 1,098 sqft 1st Floor |
| 2nd Floor | 1,095 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Traditional Style |
| Lot Area | 10,508 sqft (0.241 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 643 sqft Garage |
| Pool Area | 450 sqft Pool |
| Porch | Porch |
| Porch Area | 116 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 2586 LAKE DR |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93036-1584 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT: 449200 LOT: 23 REF: 119MR 79 |
| Legal Subdivision | 4492 |
| Legal Tract | 449200 |
| Legal Block | 45 |
| Legal Lot Number | 23 |
| Jurisdiction | VENTURA CA |
| Minor Civil Division | OXNARD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 3013 |
Source: Ventura County records · APN 140-0-045-075
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2586 LAKE DR, OXNARD, CA 93036-1584 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 09, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 24, 2023 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES LLC |
| May 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 11, 2018 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 24, 2023 · Amount on Record |
| Deed Sale | Mar 24, 2023 · Amount on Record |
| Prior Sale | Oct 11, 2018 · Amount on Record |
| Deed Doc Number | 202321636 |
| Prior Transfer Date | Jan 16, 2007 |
| Prior Transfer Doc | 0000011926 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Apr 09, 2026 |
| Property Address | 2586 LAKE DR, OXNARD, CA 93036-1584 |
| Document Number | 0000026239 |
| Instrument Date | Apr 04, 2026 |
| Instrument | 202626239 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 2586 LAKE DR, OXNARD, CA 93036-1584 |
| Document Number | 0000026239, |
|---|---|
| Date | Apr 09, 2026 |
| Instrument | 202626239 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Mar 24, 2023 |
| Property Address | 2586 LAKE DR, OXNARD, CA 93036-1584 |
| Document Number | 0000021636 |
| Map Reference | MB 119 PG 79-90 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 2023000021636 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2023 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2586 LAKE DR, OXNARD, CA 93036-1584 |
| Document Number | 0000021637 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 2023000021637 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 2586 LAKE DR, OXNARD, CA 93036-1584 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2586 LAKE DR, OXNARD, CA 93036-1584 |
| Document Number | 2021001987757 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021001987757 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 2586 LAKE DR, OXNARD, CA 93036-1584 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | PRIORITY TITLE CAMARILLO |
| Name | Verified Name |
|---|
| Document Number | 0000058583 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 20190528-00058583 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 2586 LAKE DR, OXNARD, CA 93036-1584 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 2586 LAKE DR, OXNARD, CA 93036-1584 |
| Document Number | 0000062434 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 20210325-00062434 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 2586 LAKE DR, OXNARD, CA 93036-1584 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PRIORITY TITLE CAMARILLO |
| Name | Verified Name |
|---|
| Document Number | 0000037429 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 20200313-00037429 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 2586 LAKE DR, OXNARD, CA 93036-1584 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000124966 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 20200817-00124966 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Oct 11, 2018 |
| Property Address | 2586 LAKE DR, OXNARD, CA 93036-1584 |
| Document Number | 0000115399 |
| Map Reference | MB119 PG79-90 |
| Instrument Date | Oct 09, 2018 |
| Instrument | 20181011-00115399 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2586 LAKE DR, OXNARD, CA 93036-1584 |
| Document Number | 0000115400 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 20181011-00115400 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Elementary School District | Rio Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,128,000 (-6.13%) Land $733,000 Building $395,000 | |
| 2025 | $14,361.00 (+2.2%) | $1,201,662 (+72.42%) Land $781,341 Building $420,321 |
| 2024 | $14,052.00 (+71.97%) | |
| 2023 | $8,171.00 (+2.97%) Homeowner's exemption | $696,930 Land $453,005 Building $243,925 |
| 2022 | $7,935.00 |
Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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