2581 Lake Dr, Oxnard, CA 93036 Property Records

Ventura County property record for 2581 Lake Dr, Oxnard, CA 93036 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1991
Square Footage1,689 sqft Living Area
Lot Size9,003 sqft (0.207 acres)
OccupancyOwner Occupied
Last Sale$546,000 (2016)
Tax Bill$7,602.00 (2025)

Property Details

APN / Parcel Number

Primary APN140-0-044-125
Alternative APN
  • 1390010445

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,689 sqft Living Area
1st Floor1,689 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleTraditional Style
Exterior MaterialStucco Exterior
Roof MaterialTile Roof
Lot Area9,003 sqft (0.207 acres)
Parking Spaces2 Parking Spaces
Garage Area451 sqft Garage
PorchPorch
Porch Area80 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address2581 LAKE DR
CityOXNARD
StateCA
Zip93036-1585
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTRACT: 449200 LOT: 159 REF: 119MR 79
Legal Subdivision4492
Legal Tract449200
Legal Block44
Legal Lot Number159
JurisdictionVENTURA CA
Minor Civil DivisionOXNARD
Census Blockgroup1
Census Block1001
Census Tract3013

Owner

Source: Ventura County records · APN 140-0-044-125

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2581 LAKE DR, OXNARD, CA 93036-1585
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Apr 03, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
REVERSE MORTGAGES.COM

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 08, 2016 · Amount on Record
Deed SaleSep 08, 2016 · Amount on Record
Prior SaleMay 24, 2001 · Amount on Record
Deed Doc Number2016129737
Prior Transfer DateFeb 23, 2012
Prior Transfer Doc0000047955
Record RefreshedSep 20, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address2581 LAKE DR, OXNARD, CA 93036-1585
Document Number0000048469
Instrument DateApr 03, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2581 LAKE DR OXNARD CA 930361585, OXNARD, CA 93036-1585

Mortgage

Document Number0000048469
DateApr 12, 2017
Instrument48469
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.42%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address2581 LAKE DR, OXNARD, CA 93036-1585
Document Number0000048468
Instrument DateApr 03, 2017
Transaction TypeMortgage
Record UpdatedApr 27, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2581 LAKE DR OXNARD CA 930361585, OXNARD, CA 93036-1585

Mortgage

Document Number0000048468
DateApr 12, 2017
Instrument48468
Lender
NameREVERSE MORTGAGES.COM
AddressCOLUMBIA, MO 65203
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.42%

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Secondary School DistrictOxnard Union High School District (09 - 12)
Elementary School DistrictRio Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$646,348 (+2%) Land $420,247 Building $226,101
2025$7,602.00 (+2.22%) Homeowner's exemption$633,675 (+4.04%) Land $412,007 Building $221,668
2024$7,437.00 (+4.04%)
2023$7,148.00 (+2.97%) Homeowner's exemption$609,069 Land $396,008 Building $213,061
2022$6,942.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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