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2586 E 39th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2586 E 39th St, Chattanooga, TN 37407

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,342 sqft · built 1925
Lot Size0.126 acres (5,500 sqft)
OwnerIndividual Name on Record
Last Sale$91,000 (Aug 2023)
Tax Bill$465 (2025)
Deeds & MortgagesSep 2024 Mortgage
Aug 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN168G C 007

Property Details

APN / Parcel Number

Primary APN168G C 007
Alternative APN
  • 0000109542

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,342 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1952
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions125 ft deep x 44 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000109542
Street Address2586 E 39TH ST
CityCHATTANOOGA
StateTN
Zip37407-2748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionPT OF LT 1 BLK 13 FAIRVIEW ADDN PB 2 PG 11 0152 26 01
Legal SubdivisionFAIRVIEW ADDN
Legal Block13
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group3
Census Block3019
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8410 RAMBLING ROSE DR, OOLTEWAH, TN 37363-7112
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2024Deed of Trust, Mortgage · Conventional Mortgage
NEW AMERICAN FUNDING
Aug 25, 2023Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Aug 29, 2019Warranty Deed, Transfer · Conventional Mortgage
OCONEE ST BK
Dec 4, 2018Warranty Deed, Transfer
CHOICE TITLE
Nov 13, 2018Warranty Deed, Transfer
CHOICE TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2023 · Amount on Record
Deed SaleAug 25, 2023 · Amount on Record
Prior SaleAug 29, 2019 · Amount on Record
Deed Document Number2023167
Deed Book / Page13382 / 982
Record UpdatedOct 29, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2586 E 39TH ST, CHATTANOOGA, TN 37407-2748
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address8410 RAMBLING ROSE DR, OOLTEWAH, TN 37363-7112

Mortgage

Document Number0000000138
DateSep 24, 2024
Book Page13713/852
Instrument2024092400138
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 25, 2023
Property Address2586 E 39TH ST, CHATTANOOGA, TN 37407-2748
Document Number0000000167
Book / Page13382 / 982
Map ReferenceMB 2 PG 11
Instrument DateAug 24, 2023
Instrument2023082500167
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
Tax$336.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8410 RAMBLING ROSE DR, OOLTEWAH, TN 37363-7112

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 29, 2019
Property Address2586 E 39TH ST, CHATTANOOGA, TN 37407-2748
Document Number0829000225
Book / Page011744 / 000216
Instrument DateAug 27, 2019
Instrument190829000225
Transaction TypeTransfer
Record UpdatedSep 13, 2019
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyConfirmed
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1180 BUICE DR SW LILBURN GA 300477500, LILBURN, GA 30047-7500

Mortgage

Document Number829000226
DateAug 29, 2019
Book Page011744/000220
Instrument190829000226
Lender
NameOCONEE ST BK
TypeBank
AddressLAWRENCEVILLE, GA 30043
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 4, 2018
Property Address2586 E 39TH ST, CHATTANOOGA, TN 37407-2748
Document Number1204000132
Book / Page011515 / 000188
Instrument DateNov 30, 2018
Instrument181204000132
Transaction TypeTransfer
Record UpdatedDec 20, 2018
Title CompanyCHOICE TITLE

Transaction

AmountAmount Recorded
Tax$536.50
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8905 LAS MONTANAS AVE LAS VEGAS NV 891476052, LAS VEGAS, NV 89147-6052

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 13, 2018
Property Address2586 E 39TH ST, CHATTANOOGA, TN 37407-2748
Document Number1113000320
Book / Page011500 / 000697
Instrument DateNov 8, 2018
Instrument181113000320
Transaction TypeTransfer
Record UpdatedDec 4, 2018
Title CompanyCHOICE TITLE

Transaction

AmountAmount Recorded
Tax$72.15
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address808 HARPETH TRACE PL NASHVILLE TN 372213133, NASHVILLE, TN 37221-3133
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$465.00 (+113.3%)$30,700 (+214.07%)$122,800 (+214.07%) Land $30,000 Building $92,800
2024$218.00$9,775 (-)$39,100 (-) Land $10,000 Building $29,100
2023$218.00$9,775 (-)$39,100 (-) Land $10,000 Building $29,100
2022$218.00$9,775$39,100 Land $10,000 Building $29,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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