2004 E 39th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2004 E 39th St, Chattanooga, TN 37407 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,064 sqft · built 1920
Lot Size	0.245 acres (10,695 sqft)
Owner	Individual Name on File
Last Sale	$61,000 (May 2020)
Tax Bill	$327 (2025)
Deeds & Mortgages	May 2025 Line of Credit May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168H C 016`

Property Details

APN / Parcel Number

Primary APN	`168H C 016`
Alternative APN	`0000109997`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,695 sqft (0.245 acres)
Lot Dimensions	119 ft deep x 89.5 ft wide
Garage Type	Detached
Garage Area	561 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000109997
Street Address	2004 E 39TH ST
City	CHATTANOOGA
State	TN
Zip	37407-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT BLK 150 EAST END LD CO ADDN NO 1 PB 2 PG 22
Legal Subdivision	EAST END LD CO ADDN NO 1
Legal Block	150
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	4
Census Block	4037
Census Tract	2400

Owner

Source: Hamilton County records · APN 168H C 016

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2004 E 39TH ST, CHATTANOOGA, TN 37407-2033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 08, 2025	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
May 27, 2020	Warranty Deed, Transfer · Conventional with PMI HOME PT FIN'L
Feb 05, 2018	Warranty Deed, Transfer CHOICE TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	Feb 05, 2018 · Amount on Record
Deed Document Number	2020052700154
Deed Book / Page	12013 / 890
Record Updated	Jun 08, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2004 E 39TH ST, CHATTANOOGA, TN 37407-2033
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 E 39TH ST, CHATTANOOGA, TN 37407-2033

Mortgage

Document Number	0000000023
Date	May 08, 2025
Book Page	13916/338
Instrument	2025050800023

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 27, 2020
Property Address	2004 E 39TH ST, CHATTANOOGA, TN 37407-2033
Document Number	0527000154
Book / Page	012013 / 000890
Instrument Date	May 26, 2020
Instrument	200527000154
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Tax	$226.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 E 39TH ST CHATTANOOGA TN 374072033, CHATTANOOGA, TN 37407-2033

Mortgage

Document Number	527000155
Date	May 27, 2020
Book Page	012013/000893
Instrument	200527000155

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

Mortgage

Document Number	527000156,
Date	May 27, 2020
Book Page	012013/000909
Instrument	200527000156

Lender

Name	HOME PT FIN'L

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 05, 2018
Property Address	2004 E 39TH ST, CHATTANOOGA, TN 37407-2033
Document Number	0000000247
Book / Page	011264 / 000672
Instrument Date	Dec 28, 2017
Instrument	247
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Tax	$146.15
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	190 LILLIE DR #30707 CHICKAMAUGA GA 307071654, 30707, CHICKAMAUGA, GA 30707-1654

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$327.00 (-4.66%)	$21,575 (+40.33%)	$86,300 (+40.33%) Land $34,500 Building $51,800
2024	$343.00	$15,375 (-)	$61,500 (-) Land $11,500 Building $50,000
2023	$343.00	$15,375 (-)	$61,500 (-) Land $11,500 Building $50,000
2022	$343.00	$15,375	$61,500 Land $11,500 Building $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650024004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 410 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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