2586 Banning Rd, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2586 Banning Rd, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 972 sqft · built 1959
Lot Size	0.151 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$111,000 (Dec 2019)
Tax Bill	$2,730 (2025)
Deeds & Mortgages	Dec 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`510-0073-0082-00`

Property Details

APN / Parcel Number

Primary APN	`510-0073-0082-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft
Basement Area	972 sqft

Exterior

Year Built	Built 1959
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,621 sqft (0.151 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2586 BANNING RD
City	CINCINNATI
State	OH
Zip	45239-5606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWIRLWOOD LE 55 X 120 LOT 32 CHAS FATH SUB BLK E
Legal Subdivision	CHAS FATH SUB
Legal Block	E
Legal Lot Number	32
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	1
Census Block	1000
Census Tract	20762

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2586 BANNING RD, CINCINNATI, OH 45239-5606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	Aug 29, 2013 · Amount on Record
Deed Document Number	0000115241
Deed Book / Page	14073 / 01234
Record Updated	Jun 8, 2026

December 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 30, 2019
Property Address	2586 BANNING RD, CINCINNATI, OH 45239-5606
Document Number	0000115241
Book / Page	14073 / 01234
Map Reference	MB 81 PG 89&90
Instrument Date	Dec 24, 2019
Instrument	2019-0115241
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2586 BANNING RD, CINCINNATI, OH 45239-5606

Mortgage

Document Number	0000115242
Date	Dec 30, 2019
Instrument	2019-0115242

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,730.00 (+7.61%)	$47,194 (+%) Land $7,850 Building $39,344
2024	$2,537.00 (-0.47%)	$47,193 (-) Land $7,850 Building $39,343
2023	$2,549.00 (-5.59%)	$47,193 (+21.47%) Land $7,850 Building $39,343	$134,840 (+21.48%) Land $22,430 Building $112,410
2022	$2,700.00 Homeowner's exemption	$38,851 Land $6,143 Building $32,708
2020			$111,000 Land $17,550 Building $93,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	22 (1982–2026)
Claims Outside the SFHA	6 of 22
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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